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    Car finance mis-selling scandal: Millions of drivers denied payouts after Supreme Court ruling

    Millions of drivers have been denied payouts as the Supreme Court ruled that lenders are not liable for hidden commission payments in car finance schemes.Two lenders, FirstRand Bank and Close Brothers, went to the UK’s highest court to challenge a Court of Appeal ruling that found that the “secret” commission payments paid by buyers to car dealers as part of finance arrangements made before 2021, without the motorist’s fully informed consent, were unlawful.The Supreme Court’s decision means that the bulk of the claims will not go ahead, leaving the door open to compensation for only the most serious cases and protecting banks from a wave of costly payouts. Experts now expect compensation to cost lenders between £5bn and £15bn, rather than the £45bn it was expected to cost if the Supreme Court upheld the ruling in full – a payout that would have been similar in scale to the one that followed the payment protection insurance (PPI) scandal, which cost the banks almost £50bn. The UK’s Supreme Court issued its long-awaited judgment on Friday in relation to the car finance commission saga More

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    Rachel Reeves rejects Donald Trump’s call to halt ‘unsightly windmills’ in North Sea

    Rachel Reeves has rejected Donald Trump’s call to halt the spread of “unsightly windmills” in the North Sea and drill for oil instead. The US president took aim at wind turbines within hours of landing in Scotland last week for a trip that included a meeting with Sir Keir Starmer.But the chancellor has insisted that there is no “either/or” choice between renewable and non-renewable energy sources on her visit to Lossiemouth on the North Sea coast in Moray on Friday.Donald Trump in Balmedie, Aberdeenshire, last week More

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    Voices: Nurses ‘essential’ but we ‘won’t miss’ GPs: readers react to NHS strikes

    Reaction to the threat of new strike action by nurses and GPs has sparked passionate debate among Independent readers, with many expressing sympathy for NHS workers but differing on whether walkouts are the right approach.The Royal College of Nursing (RCN) has warned its members feel “deeply undervalued” and will ballot for industrial action after 91 per cent rejected the government’s 3.6 per cent pay offer.GPs have also told minister Stephen Kinnock that the government must act on their demands to “avoid a future dispute,” escalating tensions across the NHS.These fresh threats follow a five-day walkout by resident doctors over the government’s refusal to grant a 29 per cent pay rise. Several commenters said nurses are “doing the work of doctors” for far less pay, and pointed to years of below-inflation increases, rising living costs, and poor career progression as valid reasons for industrial action. Mental health professionals were singled out as particularly undervalued.Others criticised GPs for high salaries and part-time hours, arguing patient access has worsened even without strikes. Some readers said they “won’t miss” GPs if they walk out, though most agreed that nurses are essential.While a few readers questioned the effectiveness of striking, most called for urgent reform and investment to retain skilled staff and protect patient safety.Here’s what you had to say:I won’t miss them if they go on strikeIt’s almost impossible to get an appointment with a GP, so I for one won’t miss them if they go on strike. I accept I would miss nurses, as they are the medics I see if I ask for a GP appointment. My daughter is a mental health nurse — she has two degrees and is undervalued by the NHS and not valued by others in the medical profession. Pay is dreadful for nurses and even worse for mental health professionals. However, I don’t believe striking will solve the problems of pay and conditions. The way to make the point is to vote with their feet and move abroad, into the private sector, or out of the medical profession. Some will say there are too many vacancies already — agreed — but even more will put on permanent pressure, whereas a strike causes only temporary disruption.HOSSNurses doing the work of doctorsPay the nurses properly, as they now regularly carry out roles once in the purview of doctors. As has been said many times, it’s difficult to see your GP face-to-face. Seeing a nurse practitioner is now the norm, and only if necessary are you referred to the GP. So why do GPs expect higher pay when nurses or trained practitioners are doing more? How many GPs work full-time, compared with part-timers?ChuckiethebraveWe should all be out behind themI’m 100 per cent behind them. The money that’s been taken out of the economy and given to shareholders — and not a word is said. We should all be out behind them.It wasn’t long ago that people were banging pots and pans, supporting them — rightly so.The government is hell-bent on driving down wages and pensions. It’s about time we stood up to this lot.LesMisrablesThe NHS is pricelessIt is very clear that most workers in the NHS feel undervalued and underpaid. For 14 years, a cynical Tory government has undermined their standard of living for ideological reasons — i.e. full privatisation.Our NHS is priceless.The electorate should kick out every government that doesn’t fund it properly — because it’s our lives at stake.NomoneyinthebankAll workers will strike eventuallyAll workers will strike, eventually, if their salaries are reduced over a fifteen-year period and their standard of living is reduced.It is naïve to think otherwise.Cyclone8If the NHS fails, get ready to payI admit that it’s difficult to get a doctor’s appointment. We’re having to wait longer for an ambulance and within A&E, together with there still being quite a hefty backlog on the waiting list — but it is coming down, albeit slowly.Despite the access issues, once you get NHS treatment, it remains exceptional.Since 2010, our doctors and nurses have effectively had a pay freeze, and, with inflation booming in recent years, our energy bills doubling, our groceries virtually doubling, and many nurses resorting to food banks, it’s no wonder they’re leaving for Australia in droves.I understand the current government were handed a skeletal economy, fractured public services, the highest taxes since WW2 and almost tripled national debt — but like any business, if you don’t invest in your workers, they will leave.For those attacking unions, they are simply workers fighting for the equality, fair pay, working conditions and T&Cs that they deserve.Our NHS is a healthcare system to be proud of. It deserves proper investment — and that includes its workers.For the Brits who are against investing in our NHS workers — I hope you’re rich enough to afford private healthcare. If the NHS fails, you’ll need to start saving now for the hundreds of pounds it’ll cost you each month in insurance.AmyNothing for GPsI fully understand the nurses — they deserve better. My GP has notified me that they can’t tell me the results of a scan for four weeks. That is just a telephone call. They deserve nothing, as far as I’m concerned. They can’t handle what they have now, let alone more.MartynIs £150,000 not enough?My local health centre has four full-time GPs. They have an average salary of over £150,000.Is that not enough? And it is still almost impossible to get an appointment.PeterLoud1Shame on you NHS workersShame on you NHS workers. Just as Starmer and Streeting were starting to sort out the NHS — I can confirm this, as my doctors’ surgery appointments have got much, much better — and I’ve just had two cataract operations with a minimum wait of one week for the first eye and four weeks for the second.You got a good increase last year, and now you’re starting to destroy the NHS.Jol Some of the comments have been edited for this article for brevity and clarity.Want to share your views? Simply register your details below. Once registered, you can comment on the day’s top stories for a chance to be featured. Alternatively, click ‘log in’ or ‘register’ in the top right corner to sign in or sign up.Make sure you adhere to our community guidelines, which can be found here. For a full guide on how to comment click here. More

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    Ministry of Defence’s top civil servant to step down weeks after Afghan data leak revealed

    The Ministry of Defence’s top civil servant David Williams will be stepping down in the autumn.Mr Williams, who is the permanent secretary at the MoD, announced his departure just weeks after it was revealed the government had put up to 100,000 lives at risk though a catastrophic data loss. His departure is part of a bid to bring fresh leadership to senior defence roles, The Independent understands.David Williams, the MoD’s top civil servant, will step down in autumn More

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    Parents’ jobs to determine who gets civil service internships

    Civil service hopefuls will have their fates decided by their parents’ jobs under a shakeup aimed at recruiting more staff from working class backgrounds. The government will tighten eligibility criteria for Whitehall internships as part of a broader push to make the civil service more representative of the working class.The main Whitehall internship scheme will be limited to students from “lower socio-economic backgrounds” and based on which occupations their parents held when they were 14.Pat McFadden said the civil service needs to be more representative of the country as a whole More

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    Voices: Poll of the day: Do you support the expansion of Heathrow Airport?

    Plans to expand Heathrow Airport with a £21bn third runway are back on the table – and the divide, between those in support and those against, is already a chasm.The project, aimed at boosting economic growth and creating jobs, has won support from the Labour government. Chancellor Rachel Reeves insists the expansion will go ahead, despite mounting opposition from within her own party.London mayor Sadiq Khan has threatened legal action, warning that a third runway would worsen air pollution, increase noise for residents and put Britain’s climate targets at risk. He joins other senior Labour figures, including Andy Burnham and Ed Miliband, in questioning the government’s priorities.Heathrow says it can get planning consent by 2029 and open the runway within a decade. But critics argue that the project will have a “huge knock-on effect” on London’s infrastructure – and risk deepening regional inequalities by focusing growth in the capital.So, do you back the plan to expand Heathrow – or believe it’s the wrong direction for the UK?Vote in our poll and tell us what you think in the comments below. More

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    Minister reopens door to wealth tax days after cabinet colleague calls it ‘daft’

    A government minister has reopened the door to a wealth tax, just days after the business secretary dismissed the idea as “daft”. Asked about a wealth tax, policing minister Dame Diana Johnson said it is “important… that all these issues are looked at and discussed and we look at the evidence about what will work and what won’t work”.But last week, business secretary Jonathan Reynolds slapped down the concept, urging his colleagues to stop calling for a “magic wealth tax” that does not exist and dismissing it as “daft”. It comes amid mounting questions over how the government will raise the money to fill the black hole in the public finances left by a series of major U-turns and spending commitments.Dame Diana Johnson left the door open to a wealth tax More

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    Top Trump ally hits out at Starmer’s ‘clumsy’ pledge to recognise Palestinian statehood

    Marco Rubio has lashed out at Sir Keir Starmer, describing the prime minister as “clumsy” over his plan to recognise a Palestinian state in September. In the strongest condemnation yet from the Trump administration, the US secretary of state said the prime minister was “clumsy” for vowing to recognise Palestine before Hamas releases the remaining hostages taken during the October 7 attacks. Speaking to Fox News Radio, Mr Rubio said: “The UK is like, well, ‘if Israel doesn’t agree to a ceasefire by September, we’re going to recognise a Palestinian state’.“So if I’m Hamas, I say, ‘you know what, let’s not allow there to be a ceasefire.’ If Hamas refuses to agree to a ceasefire, it guarantees a Palestinian state will be recognised by all these countries in September.Marco Rubio (far right) pictured with Trump and Starmer in the Oval Office during the prime minister’s visit to the White House in February More