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    Are You a European in a Housing Crunch? We Want to Hear From You.

    To help us report on the housing crisis in Europe, we want to learn about the housing pressures you are dealing with, how they are affecting your community and how they are being solved.Nearly every European country is struggling with a housing crisis. A surge in home prices that started a decade ago has been accelerating as vacation rentals, real estate speculation and a shortage of home building have put the goal of affordable housing out of reach for many.Nearly 45 million people, or a tenth of European Union residents, spend more than 40 percent of their income on housing. Cities from Barcelona to Berlin are working to combat the problem, which has spread beyond urban areas. Throughout the year, I will be talking to residents, activists, developers and government officials in cities throughout Europe to explore why the crisis is so tough to beat, what solutions are being tested and what people want to see done.I’ll read every response to this questionnaire and reach out to you if I’m interested in learning more. I won’t publish any part of your response without contacting you first. And I won’t share your contact information outside The New York Times newsroom or use it for any reason other than to get in touch with you. More

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    White House Eyes Overhaul of Federal Housing Aid to the Poor

    The White House is considering deep cuts to federal housing programs, including a sweeping overhaul of aid to low-income families, in a reconfiguration that could jeopardize millions of Americans’ continued access to rental assistance funds.The potential changes primarily concern federal housing vouchers, including those more commonly known as Section 8. The aid generally helps the poorest tenants cover the monthly costs of apartments, town homes and single-family residences.Administration officials recently discussed cutting or canceling out the vouchers and other rental assistance programs and potentially replacing them with a more limited system of housing grants, perhaps sent to states, according to three people familiar with the matter, who spoke on the condition of anonymity to describe the confidential discussions. The overhaul would be included in President Trump’s new budget, which is expected to be sent to Capitol Hill in the coming weeks.The exact design and cost of the retooled program is unclear, and any such change is likely to require approval from Congress, as White House budgets on their own do not carry the force of law.But people familiar with the administration’s thinking said the overhaul under discussion would most likely amount to more than just a technical change, resulting in fewer federal dollars for low-income families on top of additional cuts planned for the rest of the Department of Housing and Urban Development.Federal voucher programs currently provide assistance to about 2.3 million low-income families, according to the government’s estimates, who enroll through their local public-housing authorities. The aid is part of a broader universe of rental assistance programs that are set to exceed $54 billion this fiscal year. But the annual demand for these subsidies is far greater than the available funds, creating a sizable wait list as rents are rising nationally.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    The Housing Crisis Forces Change on a Low-Rise Pocket of Brooklyn

    A contentious plan to build two 10-story towers illustrates how a pressing shortage of affordable apartments has started to change the politics around development.Change doesn’t always come easily in Brooklyn’s liberal strongholds.But New York’s push to build more housing in every corner of the city — even in places that have sometimes been skeptical of new development — is set to clear a significant hurdle on Wednesday, when a key City Council committee is expected to approve a zoning change that will clear the way for new apartment towers on the border between Park Slope and Windsor Terrace.Two 10-story buildings are planned for the site of an industrial laundry business, Arrow Linen. Forty percent of the 250 units will rent below market rate.The so-called Arrow Linen proposal had all the makings of the sort of fight that has become familiar in middle-class parts of the city with enough political influence to alter or defeat unpopular projects. It was subject to more than a year of contentious debate.Yet the conclusion demonstrates just how much the politics around development have started to morph as the housing crunch has become one of the city’s most pressing crises.That dynamic is playing out beyond New York, too, as leaders in liberal communities across the country are confronting housing shortages so profound that some of their once-reliable voters have begun to drift rightward, expressing skepticism about Democrats’ ability to tackle affordability issues.Progressive politicians who are often sharply critical of real estate developers when running for office have become increasingly supportive of new construction once they are elected.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    Residents of a Mobile Home Park Join Forces to Buy Their Community

    The residents are the first in the state of Maine to successfully utilize a new law making it easier for them to compete with investors and gain ownership of the land their homes sit on.Manufactured houses, widely known as mobile homes, are one of the most affordable options for homeownership in the United States, but they typically come with a big risk: You own the house; you don’t own the lot it sits on.That has made mobile home parks ripe targets for investors, who buy communities and then increase the lot rents to boost profits. It’s a massive industry: manufactured homes account for approximately one in 10 new single-family homes in the United States, according to a 2023 report by the Manufactured Housing Institute trade organization.To curb investor involvement, the state of Maine ushered in a new law last year that requires mobile home park owners to give advance notice to residents if they intend to sell, giving the community members a chance to buy it themselves.Linnhaven Mobile Home Center is a community of nearly 300 occupied homes in Brunswick.Tristan Spinski for The New York TimesNow, it’s the largest resident-owned community in Maine.Tristan Spinski for The New York TimesOn Oct. 10, the residents of Linnhaven Mobile Home Center, a community of nearly 300 occupied homes in Brunswick, became the first to succeed in utilizing the new law. They paid $26.3 million to buy the property from their landlord by cobbling together loans and grants from several sources, including the state and the town of Brunswick.Now, it’s the largest resident-owned community in Maine, giving hope to other owners of manufactured homes. Several other states also have similar laws in place, including Connecticut and New York.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    Harris y Trump presentan un claro contraste sobre la economía

    Ambos candidatos abogan por ampliar el poder del gobierno para dirigir los resultados económicos, pero en ámbitos muy diferentes.[Estamos en WhatsApp. Empieza a seguirnos ahora]La vicepresidenta Kamala Harris y el expresidente Donald Trump volaron a Carolina del Norte esta semana para pronunciar lo que se anunciaron como importantes discursos sobre la economía. Ninguno de los dos expuso un plan detallado de políticas: ni Harris, que se centró durante media hora en la vivienda, los comestibles y los medicamentos con receta, ni Trump, que durante 80 minutos desperdigó varias propuestas entre reflexiones en voz alta sobre inmigrantes peligrosos.Pero ambos candidatos, cada uno a su manera, enviaron a los votantes mensajes claros e importantes sobre sus visiones económicas. Cada uno de ellos defendió la visión de un gobierno federal poderoso, uno que utilice su poder para intervenir en los mercados en busca de una economía más fuerte y próspera.Solo discreparon, casi por completo, sobre cuándo y cómo debe utilizarse ese poder.El viernes en Raleigh, Harris empezó a imprimir su propio sello a la economía progresista que ha dominado la política demócrata en la última década. Este pensamiento económico abraza la idea de que el gobierno federal debe actuar con agresividad para fomentar la competencia y corregir las distorsiones en los mercados privados.El planteamiento busca grandes subidas de impuestos a las empresas y a quienes obtienen ingresos altos, para financiar la ayuda a los trabajadores de ingresos bajos y de clase media que luchan por crear riqueza para sí mismos y para sus hijos. Al mismo tiempo, ofrece grandes exenciones fiscales a las empresas que se dedican a lo que Harris y otros progresistas consideran un gran beneficio económico, como la fabricación de tecnologías necesarias para luchar contra el calentamiento global o la construcción de viviendas asequibles.Esta filosofía anima la agenda política que Harris presentó el viernes. Se comprometió a entregar hasta 25.000 dólares en ayudas al pago inicial a cada comprador de primera vivienda durante cuatro años, al tiempo que destinaría 40.000 millones de dólares a empresas constructoras de primeras viviendas. Harris afirmó que reinstauraría de forma permanente el crédito tributario por hijos ampliado que el presidente Biden estableció temporalmente con su ley de estímulo de 2021, al tiempo que ofrecería aún más ayuda a los padres de recién nacidos.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    Harris and Trump Offer a Clear Contrast on the Economy

    Both candidates embrace expansions of government power to steer economic outcomes — but in vastly different areas.Vice President Kamala Harris and former President Donald J. Trump flew to North Carolina this week to deliver what were billed as major speeches on the economy. Neither laid out a comprehensive policy plan — not Ms. Harris in her half-hour focus on housing, groceries and prescription drugs, nor Mr. Trump in 80 minutes of sprinkling various proposals among musings about dangerous immigrants.But in their own ways, both candidates sent voters clear and important messages about their economic visions. Each embraced a vision of a powerful federal government, using its muscle to intervene in markets in pursuit of a stronger and more prosperous economy.They just disagreed, almost entirely, on when and how that power should be used.In Raleigh on Friday, Ms. Harris began to put her own stamp on the brand of progressive economics that has come to dominate Democratic politics over the last decade. That economic thinking embraces the idea that the federal government must act aggressively to foster competition and correct distortions in private markets.The approach seeks large tax increases on corporations and high earners, to fund assistance for low-income and middle-class workers who are struggling to build wealth for themselves and their children. At the same time, it provides big tax breaks to companies engaged in what Ms. Harris and other progressives see as delivering great economic benefit — like manufacturing technologies needed to fight global warming, or building affordable housing.That philosophy animated the policy agenda that Ms. Harris unveiled on Friday. She pledged to send up to $25,000 in down-payment assistance to every first-time home buyer over four years, while directing $40 billion to construction companies that build starter homes. She said she would permanently reinstate an expanded child tax credit that President Biden temporarily established with his 2021 stimulus law, while offering even more assistance to parents of newborns.She called for a federal ban on corporate price gouging on groceries and for new federal enforcement tools to punish companies that unfairly push up food prices. “My plan will include new penalties for opportunistic companies that exploit crises and break the rules,” she said, adding: “We will help the food industry become more competitive, because I believe competition is the lifeblood of our economy.”We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    Why It’s So Expensive to Live in Phoenix

    In the five years since they began their life together in the desert sprawl of greater Phoenix, Devon Lawrence and Eren Mendoza have bounced from one itinerant home to another.They have camped alongside a freeway off-ramp, using a gas station sink as their bath and a plastic tarp as their refuge from the relentless sun. They have slept on an air mattress in a friend’s living room. For the last two years, they have crammed into rooms at motels, paying as much as $650 a week.Ms. Mendoza and Mr. Lawrence are both 32, and both have jobs. She works at a supermarket deli counter. He stocks shelves at a convenience store. Together, they earn about $3,500 a month. Yet they have been stymied in their reach for a modest dream: They cannot find an affordable home in a safe neighborhood in Phoenix, where rents have roughly doubled over the last decade.“These prices are just wild,” Ms. Mendoza said. “It’s pretty much all anybody talks about. The fact that a dual income can’t support us is insanity.”The impossible arithmetic of housing is a potent source of economic anxiety in Phoenix, and in many major American cities — a reality that could influence control of the White House.Devon Lawrence and Eren Mendoza earn about $3,500 a month together, but they have been unable to find affordable housing in Phoenix.Cassidy Araiza for The New York TimesWe are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    Christine Quinn Fights for Migrants and the Homeless. Could It Destroy Her Dream?

    Christine C. Quinn was impatient. The leader of New York City’s largest provider of shelter for homeless families with children, she peered over her fuchsia reading glasses at her team, assembled in a conference room, and rattled off a list of instructions.Listen to This ArticleListen to this story in the New York Times Audio app on iOS.It was a few weeks after she had helped persuade the City Council to pass some of the most consequential legislation on the worst homelessness crisis in New York City’s history, and a few days before Mayor Eric Adams would veto those bills.Ms. Quinn, the former City Council speaker, directed one of her staff members to offer to brief a deputy mayor on the legislation. She named a handful of journalists who might write more about the bills, a move that she knew would frustrate City Hall’s press office.She rolled her eyes at the mention of one advocacy group she considered especially ponderous, joking it would take months to release new data. And she snapped her fingers at no one in particular as she asked whether a meeting scheduled for the next day could be moved up to that afternoon, or even sooner.“I miss being able to pick up the phone and say, ‘Do this, do it now, get it done,’” she said later.It only takes a few minutes in Ms. Quinn’s presence to understand that she is itching to return to the action and authority of elected office.Once the city’s second-most powerful politician, Ms. Quinn is now a high-profile advocate on one of the most divisive issues in New York City — one that could threaten her chances with voters in the future.As protests against waves of migrants coming into the city grow louder and larger, and New York’s Democrats cannot seem to settle on a path forward, the city’s shelter population has exploded to over 100,000 people — all while affordable housing lags pitifully behind demand.Ms. Quinn has jumped into the fray.Over the past few months, she helped set the stage for the most contentious fight yet between the Council and Mr. Adams, after leading an effort to secure enough votes for the Council to override the mayor’s opposition to the bills.The package of bills that she helped create is part of a push to help free up space in shelters for asylum seekers. The bills will reduce the time homeless people need to wait to look for permanent housing after they enter a shelter, make more homeless people eligible for vouchers that help them pay rent for permanent housing and provide vouchers for those at risk of being evicted.Ms. Quinn, 57, has spent the last eight years using her knowledge of local politics to build an advocacy arm for Win, the shelter provider, and the organization has since become a frequent thorn in the mayor’s side — even as it receives most of its annual funding through contracts with the city.She may no longer run the Council, but she has become a kind of elder stateswoman on homelessness and housing for an especially green group of legislators.For a while after she lost the Democratic primary for mayor in 2013, it was weird to come back to City Hall, Ms. Quinn said. But these days, she embraces the Council’s security guard and janitor on her way into the building.Gabriela Bhaskar for The New York TimesThough Ms. Quinn is firmly back in the mix of New York politics, there is only so much an advocate can do from the outside. The kind of power she really wants is still to be found elsewhere.Ms. Quinn was once considered the person most likely to become the city’s first female and first openly gay mayor. That expectation evaporated in 2013 amid a disastrous Democratic primary in which she went from front-runner to also-ran. For years afterward, she operated largely behind the scenes.Now, she is not coy about still wanting to be mayor one day.That aspiration has created a conundrum for Ms. Quinn: The better she is at expanding Win’s influence, the more she risks alienating the New Yorkers who increasingly view the influx of migrants as a strain on the city and say officials have done enough for them.“Quinn is trying to have a really hard conversation with New Yorkers,” said Christina Greer, a professor of political science at Fordham University. “She’s chosen an issue that is of great import but doesn’t really do her any favors” if she wants to run for any elected office in New York.Even as she says she has no plans to run in a primary against Mr. Adams, she has emerged as a prominent foil, challenging his warnings that the migrant crisis will “destroy” New York and protesting his push to weaken the city’s right-to-shelter law and his declaration that migrant families might be moved into mass shelters.She likes to tell a story about mothers at a Win shelter pooling their extra clothes to donate to migrants as proof that vulnerable families will not be pitted against each other.But the city’s twin homelessness and migrant crises defy such neat packaging.As she looks ahead, Ms. Quinn says she knows full well that these issues are stubborn, at the very least. Making a real dent in homelessness — to say nothing of the migrant crisis — would take a decade or more, Ms. Quinn says, a challenge no mayor can credibly promise to solve in two terms.She knows that voters are not always forgiving of her perceived stumbles. And she is not surprised that some regard her as a politician playing at advocacy before she runs again.For now, Ms. Quinn insists she is unconcerned.“When are you really going to use your capital, when are you really going to do something? In the next job?” she said. “You know, I thought I was going to get the next job. I didn’t.”Crossroads of powerWin, the nation’s largest provider of shelter for homeless families with children, operated shelters but did not have an advocacy arm when Ms. Quinn became its chief executive in 2015. She quickly set about changing that.Gabriela Bhaskar for The New York TimesThe George Washington statue in the white marble lobby of City Hall stands at a crossroads of power.To the right are the Council’s offices, where Ms. Quinn long made her mark on the city.To the left is the mayor’s office, where she assumed she was heading as 2013 drew closer.That race was supposed to be Ms. Quinn’s coronation, as Mayor Michael R. Bloomberg was leaving an open seat for a Democrat to seize. By then, Ms. Quinn had earned a reputation as a pragmatic speaker who vastly expanded the Council’s influence, passing legislation in part by her sheer force of will, including the occasional burst of straight-up yelling.In the primary’s final stretch, her opponents cast her as the second coming of Mr. Bloomberg, a moderate at a moment that demanded something more radical. In what ended up being a fatal blow to her chances, Ms. Quinn had paved the way for Mr. Bloomberg to run a third time by helping overturn the city’s term limits law, a move that voters had soured on.To some, Ms. Quinn seemed to be saying she should be mayor simply because she really, really wanted to be.She finished third, losing to Bill de Blasio.Ms. Quinn spent the first few months of 2014 willing herself to leave her Chelsea apartment.After finishing a distant third in the primary, Ms. Quinn endorsed Bill de Blasio, the winner. She said she spent the next few months struggling to get out of bed.Ozier Muhammad/The New York TimesEventually, after a stint working as a special adviser for Gov. Andrew M. Cuomo and a fellowship at Harvard, Ms. Quinn got a call from a headhunter about Win. Part of it felt like a homecoming. She had spent the early part of her career as a tenant organizer, and, as speaker, she successfully sued Mr. Bloomberg’s administration over its push to limit eligibility for shelter spots and made it easier for tenants to sue their landlords.When she took over in 2015, she quickly began trying to shift the public’s perception of homelessness. New Yorkers knew they were seeing mentally ill people on the streets, but they often did not realize that the majority of the city’s homeless population is made up of families with children, many of whom have 9-to-5 jobs.But there was no way to get people to listen without changing something about Win, which ran shelters but did not advocate on behalf of homeless families.Ms. Quinn began training her staff to become political activists. They have distributed iPads and other devices to 1,600 homeless students learning remotely and created a legal clinic to help migrants apply for asylum.Under her direction, Win — which employs 1,000 people with an annual budget of about $150 million — added seven new shelters and now operates 14. They serve about 7,000 people nightly, and, recently, over 270 families seeking asylum, including about 700 children. Ms. Quinn makes $424,000 a year, roughly triple what she made as speaker.While she has found her way back to a version of a life she never wanted to leave, some of her former peers or rivals have struggled to do the same. Several — Mr. de Blasio, Mr. Bloomberg, and her two successors as speaker — have run for other offices they did not win. Some of her male peers fell in sexual misconduct scandals, including Anthony Weiner, who helped topple Ms. Quinn in 2013.Ms. Quinn may be the only one of the bunch who still has a job that requires telling people things they do not want to hear, over and over.She is used to that.Nice until it wasn’tMs. Quinn visited children living at the Shirley Chisholm Family Residence, a new Win shelter in Park Slope that drew some opposition from local residents.Gabriela Bhaskar for The New York TimesSome years ago, Ms. Quinn and an aide walked to the back of a restaurant and found James Gandolfini, the star of “The Sopranos,” waiting for them. He was unhappy. Ms. Quinn had been pushing to open a sanitation department garage in his TriBeCa neighborhood.Mr. Gandolfini, who died in 2013, told her if she did not reconsider, he was prepared to blanket TriBeCa with fliers criticizing her. She told him to do what he needed to do.“It was a nice conversation until it wasn’t,” Ms. Quinn recalled. “You can’t have a city that calls itself fair and equitable if only some parts of the city are doing their part.”That is particularly true when you are building homeless shelters in neighborhoods where many residents do not want them.Consider Win’s newest shelter, set to serve about 200 families on Staten Island.At a 2019 town hall, Ms. Quinn sought to explain that Staten Island needed a shelter in part so that the borough’s many homeless families could remain close to their children’s public schools. Residents appeared unmoved, and Ms. Quinn was greeted by “an aggressively pissed off” group, she recalled.Afterward, The Staten Island Advance published an opinion piece dismissing her chances amid rumors of another run: “Christine Quinn for mayor? Not after homeless shelter debacle.”It is a change for Ms. Quinn, who spent years fending off criticism from progressives who found her too cozy with Mr. Bloomberg and his conservative allies. Now, she is going up against a highly passionate force that is skeptical of new shelters. While the migrant crisis has prompted a reshaping of that movement to include more Democrats, it has been led by Republican politicians and advocates.Protesters rallied against a facility housing migrants on Staten Island in August. Demonstrations against migrant shelters have become larger in recent months.Stephanie Keith for The New York TimesRepresentative Nicole Malliotakis, a Republican, said Staten Islanders she represents are fed up with Democrats like Ms. Quinn “building shelter after shelter in communities that don’t want them” — particularly for migrants.But even some who might have been sympathetic to Ms. Quinn say they were turned off by the debate over the Win shelter, set to open later this year in an area that tends to vote Democratic.“You don’t poke a stick in the eye of a potentially favorable community,” said Michael Harwood, a member of the St. George Civic Association.Mr. Harwood said Win did not communicate effectively with residents about the impact of the shelter and noted that Ms. Quinn had opposed a new shelter in her own Manhattan district when she was speaker.Ms. Quinn says she has a new calculus for decision making.She acknowledges that some of her choices as speaker were made more because of future ambitions rather than the right policy, and she regrets it.So even as she weighs whether and how to return to elected office, she says she is focused on immediate goals: moving more families into permanent housing faster, raising more private money, making Win into a top developer of affordable housing with services for formerly homeless families — and continuing to shape city policy.But it does not always feel like enough.She recently remembered something that Judith S. Kaye, the late chief judge of New York State, once told her: She would have paid a million dollars to keep her job for just five more minutes.It was a joke, sort of. But it is how Ms. Quinn feels about being speaker, and the reason she is given to daydreaming about how much more she could accomplish on homelessness, the migrant crisis and housing if she ran the city one day.The idea of actually getting elected on the agenda of addressing those crises might seem like a bit of a fantasy.But Ms. Quinn believes, still, that there is a first time for everything in New York City politics.“In a way, it would be the greatest issue for a mayor to take on,” she said. “If you solve the unsolvable, you get credit.”Audio produced by More