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    95 Percent of Representatives Have a Degree. Look Where That’s Got Us.

    AdvertisementContinue reading the main storyOpinionSupported byContinue reading the main story95 Percent of Representatives Have a Degree. Look Where That’s Got Us.All these credentials haven’t led to better results.Opinion columnistDec. 21, 2020Credit…Damon Winter/The New York TimesOver the last few decades, Congress has diversified in important ways. It has gotten less white, less male, less straight — all positive developments. But as I was staring at one of the many recent Senate hearings, filled with the usual magisterial blustering and self-important yada yada, it dawned on me that there’s a way that Congress has moved in a wrong direction, and become quite brazenly unrepresentative.No, it’s not that the place seethes with millionaires, though there’s that problem too.It’s that members of Congress are credentialed out the wazoo. An astonishing number have a small kite of extra initials fluttering after their names.According to the Congressional Research Service, more than one third of the House and more than half the Senate have law degrees. Roughly a fifth of senators and representatives have their master’s. Four senators and 21 House members have MDs, and an identical number in each body (four, twenty-one) have some kind of doctoral degree, whether it’s a Ph.D., a D.Phil., an Ed.D., or a D. Min.But perhaps most fundamentally, 95 percent of today’s House members have a bachelor’s degree, as does every member of the Senate. Yet just a bit more than one-third of Americans do.“This means that the credentialed few govern the uncredentialed many,” writes the political philosopher Michael J. Sandel in “The Tyranny of Merit,” published this fall.There’s an argument to be made that we should want our representatives to be a highly lettered lot. Lots of people have made it, as far back as Plato.The problem is that there doesn’t seem to be any correlation between good governance and educational attainment that Sandel can discern. In the 1960s, he noted, we got the Vietnam War thanks to “the best and the brightest” — it’s been so long since the publication of David Halberstam’s book that people forget the title was morbidly ironic. In the 1990s and 2000s, the highly credentialed gave us (and here Sandel paused for a deep breath) “stagnant wages, financial deregulation, income inequality, the financial crisis of 2008, a bank bailout that did little to help ordinary people, a decaying infrastructure, and the highest incarceration rate in the world.”Five years ago, Nicholas Carnes, a political scientist at Duke, tried to measure whether more formal education made political leaders better at their jobs. After conducting a sweeping review of 228 countries between the years 1875 and 2004, he and a colleague concluded: No. It did not. A college education did not mean less inequality, a greater G.D.P., fewer labor strikes, lower unemployment or less military conflict.Sandel argues that the technocratic elite’s slow annexation of Congress and European parliaments — which resulted in the rather fateful decisions to outsource jobs and deregulate finance — helped enable the populist revolts now rippling through the West. “It distorted our priorities,” Sandel told me, “and made for a political class that’s too tolerant of crony capitalism and much less attentive to fundamental questions of the dignity of work.”Both parties are to blame for this. But it was Democrats, Sandel wrote, who seemed especially bullish on the virtues of the meritocracy, arguing that college would be the road to prosperity for the struggling. And it’s a fine idea, well-intentioned, idealistic at its core. But implicit in it is also a punishing notion: If you don’t succeed, you have only yourself to blame. Which President Trump spotted in a trice.“Unlike Barack Obama and Hillary Clinton, who spoke constantly of ‘opportunity’” Sandel wrote, “Trump scarcely mentioned the word. Instead, he offered blunt talk of winners and losers.”Trump was equally blunt after winning the Nevada Republican caucuses in 2016. “I love the poorly educated!” he shouted.A pair of studies from 2019 also tell the story, in numbers, of the professionalization of the Democratic Party — or what Sandel calls “the valorization of credentialism.” One, from Politico, shows that House and Senate Democrats are much more likely to have gone to private liberal arts colleges than public universities, whereas the reverse is true of their Republican counterparts; another shows that congressional Democrats are far more likely to hire graduates of Ivy League schools.This class bias made whites without college degrees ripe for Republican recruitment. In both 2016 and 2020, two thirds of them voted for Trump; though the G.O.P. is the minority party in the House, more Republican members than Democrats currently do not have college degrees. All 11 are male. Most of them come from the deindustrialized Midwest and South.Oh, and in the incoming Congress? Six of the seven new members without four-year college degrees are Republicans.Of course, far darker forces help explain the lures of the modern G.O.P. You’d have to be blind and deaf not to detect them. For decades, Republicans have appealed both cynically and in earnest — it’s hard to know which is more appalling — to racial and ethnic resentments, if not hatred. There’s a reason that the Black working class isn’t defecting to the Republican Party in droves. (Of the nine Democrats in the House without college degrees, seven, it’s worth noting, are people of color.)For now, it seems to matter little that Republicans have offered little by way of policy to restore the dignity of work. They’ve tapped into a gusher of resentment, and they seem delighted to channel it, irrespective of where, or if, they got their diplomas. Ted Cruz, quite arguably the Senate’s most insolent snob — he wouldn’t sit in a study group at Harvard Law with anyone who hadn’t graduated from Princeton, Yale or Harvard — was ready to argue on Trump’s behalf to overturn the 2020 election results, should the disgraceful Texas attorney general’s case have reached the Supreme Court.Which raises a provocative question. Given that Trumpism has found purchase among graduates of Harvard Law, would it make any difference if Congress better reflected the United States and had more members without college degrees? Would it meaningfully alter policy at all?It would likely depend on where they came from. I keep thinking of what Rep. Al Green, Democrat of Texas, told me. His father was a mechanic’s assistant in the segregated South. The white men he worked for cruelly called him “The Secretary” because he could neither read nor write. “So if my father had been elected? You’d have a different Congress,” Green said. “But if it’d been the people who he served — the mechanics who gave him a pejorative moniker? We’d probably have the Congress we have now.”It’s hard to say whether more socioeconomic diversity would guarantee differences in policy or efficiency. But it could do something more subtle: Rebuild public trust.“There are people who look at Congress and see the political class as a closed system,” Carnes told me. “My guess is that if Congress looked more like people do as a whole, the cynical view — Oh, they’re all in their ivory tower, they don’t care about us — would get less oxygen.”When I spoke to Representative Troy Balderson, a Republican from Ohio, he agreed, adding that if more members of Congress didn’t have four-year college degrees, it would erode some stigma associated with not having one.“When I talk to high school kids and say, ‘I didn’t finish my degree,’ their faces light up,” he told me. Balderson tried college and loved it, but knew he wasn’t cut out for it. He eventually moved back to his hometown to run his family car dealership. Students tend to find his story emboldening. The mere mention of four-year college sets off panic in many of them; they’ve been stereotyped before they even grow up, out of the game before it even starts. “If you don’t have a college degree,” he explains, “you’re a has-been.” Then they look at him and see larger possibilities. That they can be someone’s voice. “You can become a member of Congress.”The Times is committed to publishing a diversity of letters to the editor. We’d like to hear what you think about this or any of our articles. Here are some tips. And here’s our email: letters@nytimes.com.Follow The New York Times Opinion section on Facebook, Twitter (@NYTopinion) and Instagram.AdvertisementContinue reading the main story More

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    Student Loan Cancellation Sets Up Clash Between Biden and the Left

    #masthead-section-label, #masthead-bar-one { display: none }The Presidential TransitionliveLatest UpdatesFormal Transition BeginsBiden’s CabinetDefense SecretaryElection ResultsAdvertisementContinue reading the main storySupported byContinue reading the main storyStudent Loan Cancellation Sets Up Clash Between Biden and the LeftDemocratic leaders are pressing the president-elect to cancel $50,000 in debt per student borrower by fast executive action, but he wants Congress to pass more modest relief.Marquette University in Milwaukee last month. Student debt has tripled since 2006 and eclipsed credit cards and auto loans as the largest source of household debt outside mortgages.Credit…Taylor Glascock for The New York TimesErica L. Green, Luke Broadwater and Dec. 10, 2020Updated 7:09 p.m. ETWASHINGTON — President-elect Joseph R. Biden Jr. is facing pressure from congressional Democrats to cancel student loan debt on a vast scale, quickly and by executive action, a campaign that will be one of the first tests of his relationship with the liberal wing of his party.Mr. Biden has endorsed canceling $10,000 in federal student debt per borrower through legislation, and insisted that chipping away at the $1.7 trillion in loan debt held by more than 43 million borrowers is integral to his economic plan. But Democratic leaders, backed by the party’s left flank, are pressing for up to $50,000 of debt relief per borrower, executed on Day 1 of his presidency.More than 200 organizations — including the American Federation of Teachers, the N.A.A.C.P. and others that were integral to his campaign — have joined the push.The Education Department is effectively the country’s largest consumer bank and the primary lender, since 2010, for higher education. It owns student loans totaling $1.4 trillion, so forgiveness of some of that debt would be a rapid injection of cash into the pockets of many people suffering from the economic effects of the pandemic.“There are a lot of people who came out to vote in this election who frankly did it as their last shot at seeing whether the government can really work for them,” said Representative Pramila Jayapal, Democrat of Washington and the chairwoman of the Congressional Progressive Caucus. “If we don’t deliver quick relief, it’s going to be very difficult to get them back.”Many economists, including liberals, say higher education debt forgiveness is an inefficient way to help struggling Americans who face foreclosure, evictions and hunger. The working poor largely are not college graduates — more than 70 percent of currently unemployed workers do not have a bachelor’s degree, and 43 percent did not attend college at all, according to a report by the Committee for a Responsible Federal Budget.While many Black students would benefit greatly from even modest loan forgiveness, debt relief overall would disproportionately benefit middle- to upper-class college graduates of all colors and ethnicities, especially those who attended elite and expensive institutions, and people with lucrative professional credentials like law and medical degrees.An October analysis by the Brookings Institution found that almost 60 percent of America’s educational debt is owed by households in the nation’s top 40 percent of earners, with an annual income of $74,000 or more.People who go to college “are often from more advantaged backgrounds, and they end up doing very well in the labor market,” said Adam Looney, a former Treasury official who helped write the analysis.Without a parallel effort to curb tuition growth, one-time debt relief could actually lead to more higher-education debt in the future as students take on larger loans, hoping the government would at some point wipe them clean, a “moral hazard” that often accompanies one-time interventions. And it would be expensive: Canceling even $10,000 per person in debt would eliminate more than $400 billion in government assets, although calculating the true cost to the Treasury is tricky because of student loans’ long repayment time and high default rate.Mr. Looney said that canceling $50,000, at a projected cost of $1 trillion, would be “among the largest transfer programs in American history,” on par with decades of targeted spending on programs that exclusively benefit low-income families, such as the $992 billion spent on federal Pell grants since 1972 and the $1.4 trillion spent on welfare since 1975.If debt relief overall would disproportionately flow to better-off Americans, even modest debt forgiveness would help many financially vulnerable people, especially people of color. Student debt load has tripled since 2006 and eclipsed both credit cards and auto loans as the largest source of household debt outside mortgages, and much of it falls on Black graduates, who owe an average of $7,400 more than their white peers at the time they leave school. Black borrowers also default at higher rates.College dropouts, especially those who attended for-profit schools, often end up trapped by debt they cannot afford to repay.“In this moment of national reckoning on racial injustice, the president-elect must cancel all federal student debt on Day 1 of his administration,” Representative Ayanna Pressley, Democrat of Massachusetts, said in a statement. “The president-elect must meet the moment. If he fails to, we will hold him accountable.”An economic working paper published by the Roosevelt Institute casts debt forgiveness explicitly in racial-justice terms. The total percentage of Black households that would benefit would be greater than white households, and the relative gains for those households’ net worth are far larger, the researchers found. The greatest marginal gains come from canceling the smallest debts; wiping out $20,000 would end student debt for half of all households with loans.Senators Chuck Schumer of New York, the Democratic leader, and Elizabeth Warren, Democrat of Massachusetts, said in a joint op-ed last week that $50,000 debt cancellations would give “Black and brown families across the country a far better shot at building financial security” and would be the “single most effective executive action available to provide massive stimulus to our economy.”To truly break the debt cycle, though, forgiveness would need to be paired with policy changes addressing the underlying cause of America’s skyrocketing student debt: affordability, an issue Democrats have tried to address.“The real problem is the cost of higher education,” said Betsy Mayotte, the president and founder of the Institute of Student Loan Advisors. “Unless you’re going to solve the problem, forgiveness is just throwing away money.”Mr. Biden’s campaign platform proposed making public universities tuition-free for families making less than $125,000 a year.“The virus epidemic has accelerated some of the trends that are strangling public higher education,” said Louise Seamster of the University of Iowa and a co-author of the Roosevelt Institute paper. She said a momentous move like debt forgiveness could spur “new ways of thinking.”“A lot of the debate has gotten stale because we’ve been limited in thinking about the fixes,” she said.Senators Elizabeth Warren and Chuck Schumer have pushed for up to $50,000 in debt cancellation.Credit…Anna Moneymaker for The New York TimesBut student debt forgiveness could have serious political implications. In 2009, relief extended by President Barack Obama to homeowners with houses suddenly worth less than their mortgages was the original spark for the Tea Party movement, driven by people who fastidiously paid their home loans and felt left out. The dynamic would almost certainly repeat itself as earlier and later borrowers wondered why they had to pay off their loans.“I don’t believe any president has the authority to give away hundreds of billions of dollars through the stroke of a pen,” said Senator Ted Cruz, Republican of Texas. “And I think doing so is profoundly unfair to the millions of Americans who worked hard to pay down their student debt.”The legal argument for debt cancellation by executive action hinges on a passage in the Higher Education Act of 1965 that gives the education secretary the power to “compromise, waive or release” federal student loan debts. Mr. Schumer and Ms. Warren maintain that Mr. Biden can broadly use that power, and several lawyers have written analyses backing that view.The Presidential TransitionLatest UpdatesUpdated Dec. 10, 2020, 8:48 p.m. ETThe federal investigation into his son is likely to hang over Biden as he takes office.The Trump administration may sharply draw back military support for the C.I.A. in its final weeks.State Department watchdog announces early departure as Pompeo criticizes his office.But former government lawyers have warned that across-the-board forgiveness would face legal challenges from Republicans. And Mr. Biden has never publicly endorsed the idea. Some close to him say he recognizes the risks and consequences of bypassing Congress.There is more consensus that the $10,000 proposal would reach the most vulnerable borrowers, the estimated 15 million who have low debt under $10,000, often because they did not complete their degrees.Some experts argue that Mr. Biden has other, more progressive options for taming student debt, such as improving existing repayment plans that link borrowers’ loan payments to their incomes.The government has struggled to get all borrowers who would benefit from income-linked plans enrolled in them, in part because the loan servicers it hired to work with borrowers and collect their payments have not guided people through the complicated process of getting and staying enrolled.A separate program to forgive the debts of those who work in public-service careers has an even grimmer track record, and a longstanding program to forgive the debts of graduates bilked by their universities — usually for-profit colleges — has been crippled by the Trump administration.The “benefit of outright cancellation is simplicity,” said Eileen Connor, the legal director at the Project on Predatory Student Lending at Harvard Law School, which represents thousands of students defrauded by their colleges and mired in legal fights with the Education Department over loan forgiveness.“We are facing an unprecedented public health and economic crisis, and we need to use every tool readily available to keep families and the economy afloat,” Ms. Connor said.Mr. Biden has continued to push for the passage of legislation that called for some loan forgiveness, named the Heroes Act, that the House passed in the spring.Student debt holders are “having to make choices between paying their student loan and paying the rent, those kinds of decisions,” Mr. Biden said at a news conference last month.Representative James E. Clyburn of South Carolina, the No. 3 Democrat in the House whose endorsement was key to Mr. Biden winning the presidency, said the president-elect should first try legislation. If that fails, Mr. Clyburn argued, Mr. Biden should use an executive order.“I sit here in this Congress because of an executive order, the Emancipation Proclamation. Harry Truman used an executive order to integrate the armed services,” Mr. Clyburn said.“Let them sue,” he added. “They’re not the only ones that can employ lawyers.”Mr. Clyburn, who speaks with Mr. Biden frequently, said in an interview that he did not think that what Mr. Biden proposed during the campaign “goes quite far enough.”Representative James E. Clyburn of South Carolina said President-elect Joseph R. Biden Jr. should use an executive order to provide student debt relief if legislation fails.Credit…Anna Moneymaker for The New York Times“I’ve got people with $130,000 in student debt. What’s $10,000 going to do for that person?” asked Mr. Clyburn, whose legislation to eliminate up to $50,000 would completely cancel student debt for 75 percent of borrowers.Senator John Thune, Republican of South Dakota, said he hoped the two parties could find common ground on the issue. He introduced a bipartisan bill that would allow employers to contribute up to $5,250 tax-free to their employees’ student loans, which was included as a temporary provision in the coronavirus relief law this spring.“There’s no question that student debt is a problem in this country, but simply forgiving student loans is not the answer,” Mr. Thune said.AdvertisementContinue reading the main story More