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    In Retirement: Blessings and Challenges

    Readers respond to an article about staying mentally sharp in retirement.To the Editor:Re “Staying Sharp After Retiring Is Its Own Job” (front page, March 28):It’s not surprising to me that research has found that retirement can lead to an increase in depression and cognitive decline. When I retired from teaching, emptying my office and sorting through 50 years of class notes felt more like grieving than celebrating, even as people backslapped me with “Congratulations on your retirement!”This newspaper’s daily obituaries of accomplished people convinces me how much work matters in our lives; so many profile the extraordinarily long lives of people who worked with passion well into old age.While retirement has its blessings, like not worrying about trivial work-related problems that keep you up at night, something tells me that if you love what you do, it’s not a bad idea to stick with it.Cathy BernardNew YorkTo the Editor:Entering my eighth year of retirement, having left work at the relatively young age of 60, I can state that it’s challenging to stay sharp mentally, but easily done if so desired.First off, a number of my fellow retiree travelers, exhausted mentally from challenging work roles, often seek purposely to retreat. For them, constant golf, tennis and the like are just fine.But the bulk of retired folks I know pretty much follow advice that I received before retirement, which was to set one’s retirement life into three phases — the “go go,” “go slow” and “no go” years — and act accordingly.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    Dozens of Canadians Are Charged in $21 Million ‘Grandparent Scam’

    The conspirators called older adults and posed as their grandchildren in need of bail money after a fake arrest, federal prosecutors said.They sat in call centers in Montreal and targeted older Americans, claiming to be grandchildren in need of bail money after an arrest. In all, federal prosecutors said, more than two dozen Canadians defrauded hundreds of vulnerable Americans out of $21 million over three years in what the authorities called a “Grandparent Scam.”On Tuesday, the U.S. Attorney’s Office in Vermont announced that 25 Canadian nationals had been charged with conspiring to defraud Americans in 45 states. All of those accused are from Ontario or Quebec, and 23 had been arrested in Canada as of Tuesday afternoon, prosecutors said.According to prosecutors, the conspirators placed phone calls from centers in and near Montreal between the summer of 2021 and June 4, 2024, as part of the scheme.“Today’s arrests are the result of domestic collaboration as well as our critical international partnerships with our colleagues in Canada, Sûreté du Québec and the Royal Canadian Mounted Police,” Michael J. Krol, a special agent for Homeland Security Investigations in New England, said in a statement on Tuesday. “Tackling transnational crime is one of our greatest priorities and we’re working hand-in-hand with our neighbors to dismantle organized criminal groups that threaten our safety and security.”The call centers were managed by five Canadians who were charged with money laundering in addition to the conspiracy charge that all of those charged face, according to court records.“These individuals are accused of an elaborate scheme using fear to extort millions of dollars from victims who believed they were helping loved ones in trouble,” Mr. Krol said in the statement.The conspirators also told the older adults that there was a “gag order” that prevented them from discussing their relative’s predicament with other family members, the U.S. attorney’s office said.The callers used a variety of tactics to obtain money from the older Americans, according to court records. The most common tactic was to pose as a young relative who had just been arrested after a car accident.After the victims turned over the money, it was eventually transmitted to Canada, the authorities said, noting that some of the transactions involved cryptocurrency.The 25 Canadians whose indictments were unsealed on Tuesday joined nine Americans who had previously been charged in the “Grandparent Scam,” the authorities said.Contacts for those charged or their lawyers were not immediately available.If convicted, the five managers would face a maximum of 40 years in prison, while the other alleged conspirators would face a maximum of 20 years in prison.The F.B.I. warned that grandparent schemes targeting older adults are common. One such scheme figured in the plot of the 2024 movie “Thelma,” starring June Squibb, which followed a 93-year-old woman on a journey to reclaim the money that had been stolen from her. More

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    Boar’s Head Listeria Outbreak Survivors Describe Harrowing Illnesses

    The outbreak, linked to Boar’s Head products, has been especially devastating for high-risk groups like pregnant women and older adults.Ashley Solberg wasn’t worried about the risk to her pregnancy when she bought Boar’s Head sliced ham from a Florida supermarket in May. Her doctor had told her the risk was negligible, Ms. Solberg said, and she’d eaten deli meat without any issues in her last pregnancy. So she used it to make a poolside lunch for her parents and toddler.It was only when she returned home to Coon Rapids, Minn., that she started to feel ill. When her fever persisted for a third day, she went to a hospital, where a blood test revealed she had been infected with the bacteria Listeria monocytogenes. A doctor told Ms. Solberg, who was 36 weeks pregnant, that she might need an emergency C-section, or worse.“The doctor came in and said there’s a possibility that your baby won’t make it, and said over and over how serious a listeria infection is,” she said. “I was terrified.”Ms. Solberg, 33, is one of 57 people across 18 states who have been hospitalized in an ongoing listeria outbreak tied to Boar’s Head deli meats. The bacteria thrive in cold temperatures, which is why listeria is more commonly found in processed meats, fruit and dairy products. Contaminated food can also deposit the bacteria on counters, deli-meat slicers and other places where food is processed.Most people don’t get very sick from listeria. But for older adults, immunocompromised people and pregnant women, an infection can cause serious health issues or even death. All nine deaths linked to the outbreak have been of people older than 70, according to the Centers for Disease Control and Prevention.Ms. Solberg and others sickened in the outbreak described their shock at falling seriously ill after eating cold cuts or liverwurst they had enjoyed without issues for years. One patient had to pause her chemotherapy treatments for leukemia to battle the infection. Some became so ill they had to spend weeks receiving IV antibiotics, and are still trying to regain their strength.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    Young Americans Can’t Keep Funding Boomers and Beyond

    You know the expression “OK, Boomer”? Better said as “Boomer OK.” That’s because the social safety net in the United States is increasingly favoring the old over the young. And this affects our political views and the security of future generations.Younger Americans have valid reason for disgruntlement: Big shifts in income and wealth are dramatically favoring their elders. Under almost every president since 1980, 80 percent of the real growth in domestic spending has gone to Social Security and health care, with Medicare the most expensive health program, according to calculations based on federal data. As a share of GDP, all other domestic outlays combined have declined.Our current tax system also largely does not help Americans, most of whom are younger, pay for their higher education. That wasn’t as big a deal in the 1960s or 1970s, when the average college graduate most likely had little or no student debt. Today, the average taken out each year is about seven times that in 1971, in part because state governments have stripped colleges and universities of funding. This is happening at a time when owning a house is increasingly out of reach. The median price has risen from about 3.5 times median annual income in 1984 to 5.8 times in 2022.So it shouldn’t come as a surprise that today, younger generations are more likely to fall into lower-income classes than their parents or grandparents. Nearly a half century ago, it was the reverse. And in 1989, the median net worth of Americans aged 35 to 44 was nearly 75 percent of those aged 65 to 74. By 2022, that ratio had fallen to one-third.The why is simple. Unlike most other spending, Congress effectively designed Medicare in 1965 and Social Security in the 1970s in such a way that outlays would increase forever faster than our national income. That’s partly because Medicare costs keep rising along with medical prices and new treatments and because Social Security benefits are designed to increase for each new generation along with inflation and wages. And we’re living longer, which means more years of benefits.Today, tax revenues are so committed to mandatory spending, largely for older Americans, and to interest on the national debt (which has quadrupled as a share of G.D.P. since 1980) that few revenues are left for everything else. So, unless we borrow to pay for it, there’s little for education, infrastructure, environment, affordable housing, reducing poverty, or the military.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    Maria Branyas Morera, World’s Oldest Person, Dies at 117

    Ms. Morera, who cultivated a following on social media as “Super Catalan Grandma,” died peacefully in her sleep, her family said.Maria Branyas Morera, an American-born Spanish woman believed to be the oldest person in the world, has died, according to her family. She was 117.Ms. Morera died on Aug. 19 in Olot, Spain, according to an employee at her nursing home, Residencia Santa Maria del Tura. Her family wrote in a post on her X account that she had died peacefully, in her sleep.“A few days ago she told us: ‘One day I will leave here. I will not try coffee again, nor eat yogurt,’” her family wrote in Spanish in the post. “‘I will also leave my memories, my reflections and I will cease to exist in this body. One day I don’t know, but it’s very close, this long journey will be over.’”Born in March 1907 in San Francisco, Ms. Morera grew up in several American cities, including New Orleans, where her father, a journalist, started a Spanish-language magazine that went bankrupt, according to several news stories written about her life. Facing dire straits, the family returned to Spain when Ms. Morera was a child.There, she lived through the brutal Franco regime, when the country was wracked by civil war, and she survived both World Wars. She had clear memories of the D-Day invasion at Normandy, she told the Spanish newspaper La Vanguardia.“I haven’t done anything special to get to this age,” she said in an interview with the Spanish newspaper El País earlier this year.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    5 Books to Make Caregiving a Little More Manageable

    Health care professionals and other experts shared recommendations for anyone providing and receiving care.Tina Sadarangani, a geriatric nurse practitioner in New York City, has spent years working with older adults and their families. She counsels patients on the medications they should take, the eating habits they should change and the specialists they should see.But it wasn’t until her own father became seriously ill — requiring a slew of medications, deliveries, physical therapy and more — that she understood the experience from what she calls “the other side of the table.”Dr. Sadarangani, who has a doctorate in nursing, comes from a family of medical providers. But most of the people who care for loved ones don’t have this expertise.“If it was this complicated for our family,” Dr. Sadarangani said, “how were people with no medical backgrounds doing this every day in America?”Resources like books aren’t a panacea, she said. But they can help validate experiences, offer advice and make us feel less alone. Here are five titles, recommended by health care providers and other experts, to help those who help others.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    America’s Gerontocracy Problem Goes Beyond the President

    Whether or not Joe Biden persists in his run for president, America’s gerontocratic crisis will keep on worsening. But high-profile symptoms like Mr. Biden’s difficulties provide an opportunity to confront the issue — a social form of sclerosis that will persist unless and until more power is transferred from the wrinkled to the rest.Gerontocracy transcends government as a full-scale social phenomenon, in which older people accumulate power of different kinds, and then retain it.This form of power is both old and new. The term “gerontocracy” was popularized a century ago by the Scottish anthropologist J.G. Frazer to refer to a very early form of government, in which power reposed in councils of elders. Since premodern societies valued the past over the future, and the ancestral over the innovative, it was only natural to allocate authority to those with cumulative experience and nearer the realm of the honored dead.When the Constitution imposed an age minimum of 30 (and no maximum) on the Senate, that restriction alone excluded roughly three-quarters of the white population from serving. This set up the distant possibility of our present, in which Mr. Biden could become one of the youngest senators ever when he took his seat at age 30, while Dianne Feinstein (age 90), Robert Byrd (92) and Strom Thurmond (100) all either died in office or just months after retirement.The Supreme Court is also an outpost of elder rule. The Constitution gives federal judges life tenure, so it is entirely up to them when they finally depart, alive or dead. And it is not surprising when they die in the midst of opining on the law: Ruth Bader Ginsburg at 87, William Rehnquist at 80 and Antonin Scalia at 79. At least five federal judges have passed 100 years of age while on the bench.The Supreme Court was quasi-gerontocratic from the start, like the Senate, only more so. The popular and professional ideology of the judicial role emphasizes even more the association of age with wisdom. And the Supreme Court’s oracular purposes, priestly trappings and mystical rituals make it resemble, more than any other American political institution, gerontocratic clubs like the Roman Catholic Church’s College of Cardinals.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    George Clooney: Me encanta Joe Biden. Pero necesitamos un nuevo candidato

    Toda mi vida he sido demócrata; no me disculpo por eso. Estoy orgulloso de lo que mi partido representa y defiende. Como parte de mi participación en el proceso democrático, y en apoyo al candidato que he elegido, he dirigido algunas de las mayores recaudaciones de fondos de la historia de mi partido. Barack Obama en 2012. Hillary Clinton en 2016. Joe Biden en 2020. El mes pasado colaboré en la organización la mayor recaudación de fondos en apoyo de un candidato demócrata de la historia, para la reelección del presidente Biden. Digo todo esto solo para expresar lo mucho que creo en este proceso y lo importante que creo que es este momento.Me encanta Joe Biden. Como senador. Como vicepresidente y como presidente. Lo considero un amigo y creo en él. Creo en su carácter. Creo en su moral. En los últimos cuatro años, ha ganado muchas de las batallas a las que se ha enfrentado.Pero la única batalla que no puede ganar es la lucha contra el tiempo. Ninguno de nosotros puede. Es devastador decirlo, pero el Joe Biden con el que estuve hace tres semanas en la recaudación de fondos no era el Joe “big F-ing deal” Biden de 2010. Ni siquiera era el Joe Biden de 2020. Era el mismo hombre que vimos en el debate.¿Estaba cansado? Sí. ¿Resfriado? Tal vez. Pero los líderes de nuestro partido tienen que dejar de decirnos que 51 millones de personas no vieron lo que acabamos de ver. Estamos tan aterrorizados ante la perspectiva de un segundo mandato de Trump que hemos decidido ignorar todas las señales de advertencia. La entrevista de George Stephanopoulos solo reforzó lo que vimos la semana anterior. Como demócratas, contenemos colectivamente la respiración o bajamos el volumen cada vez que vemos al presidente, a quien respetamos, bajar del Air Force One o acercarse a un micrófono para responder a una pregunta no programada.¿Es justo señalar estas cosas? Tiene que serlo. Se trata de la edad. Nada más. Pero tampoco es algo que pueda revertirse. No vamos a ganar en noviembre con este presidente. Además, no ganaremos la Cámara de Representantes y perderemos el Senado. Esta no solo es mi opinión; es la opinión de todos los senadores y congresistas y gobernadores con quienes he hablado en privado. Todos y cada uno, independientemente de lo que digan en público.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More