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    Has Social Media Advice Affected Your Finances? We Want to Hear From You.

    If you have come across misleading personal finance advice online, tell us. We may include your experiences in an article.Social media and other platforms have helped make information on financial literacy, investing and trading more accessible than ever. Many accounts share information that can help people manage their money. But others are sharing advice that regulators say can be misleading.Some content creators might promote financial products like credit cards along with goods like vitamin supplements and electronics. Others — whether or not they have expertise — might lift the veil on their own financial journeys or share investment strategies. But sorting through the helpful from the deceptive can be a challenging task, especially when it comes to the vast landscape of social media. Financial regulators have warned people to be wary of advice from so-called fin-fluencers.I’m a New York Times reporter who writes about a broad range of topics, including the impact of digital trends on everyday life. I’ve written about sailors trading tips online over orca attacks and how savvy TikTok marketing revived a restaurant’s business. I’d like to hear from people who have lost money after following financial advice from someone online, whether that’s investing in a risky asset, signing up for a service or something else.I will read each submission and may use your contact information to follow up if I’m interested in learning more. I will not publish any details you share without contacting you and verifying your information. More

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    Trump Is Running His Transition Team on Secret Money

    Breaking with past practice, President-elect Donald J. Trump has not agreed to disclose the donors paying for his planning effort or to limit their contributions.President-elect Donald J. Trump is keeping secret the names of the donors who are funding his transition effort, a break from tradition that could make it impossible to see what interest groups, businesses or wealthy people are helping launch his second term.Mr. Trump has so far declined to sign an agreement with the Biden administration that imposes strict limits on that fund-raising in exchange for up to $7.2 million in federal funds earmarked for the transition. By dodging the agreement, Mr. Trump can raise unlimited amounts of money from unknown donors to pay for the staff, travel and office space involved in preparing to take over the government.Mr. Trump is the first president-elect to sidestep the restrictions, provoking alarm among ethics experts.Those seeking to curry favor with the incoming administration now have the opportunity to donate directly to the winning candidate without their names or potential conflicts ever entering the public sphere. And unlike with campaign contributions, foreign nationals are allowed to donate to the transition.“When the money isn’t disclosed, it’s not clear how much everybody is giving, who is giving it and what they are getting in return for their donations,” said Heath Brown, a professor of public policy at John Jay College of Criminal Justice who studies presidential transitions. “It’s an area where the vast majority of Americans would agree that they want to know who is paying that bill.”Mr. Trump’s transition team, led by Linda McMahon and Howard Lutnick, both of whom were nominated to cabinet positions last week, has repeatedly said it intends to sign the agreements with the Biden administration, known as memorandums of understanding.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    California Educator Is Charged With Molesting 8 Children

    David Braff was first accused of misconduct years ago but has since held a series of school jobs. The authorities are investigating the possibility of additional victims. A Los Angeles assistant principal was arrested on Friday and charged with molesting eight children between 2015 and 2019, while he was working as an elementary school counselor in Ventura County. The defendant, David Lane Braff Jr., 42, of Thousand Oaks, Calif., is accused of molesting children aged 6 to 10 in an office at McKevett Elementary School in the Santa Paula Unified School District, roughly 70 miles west of Los Angeles. The charges emerged out of a cold case sexual abuse unit, Ventura County District Attorney Erik Nasarenko said. He noted that officials at McKevett Elementary had reached out to authorities at the time of the alleged incidents.Nevertheless, Mr. Braff has held several jobs in public education since and has also volunteered in a number of programs for children.Mr. Nasarenko described an “extensive search for the possibility of other victims at other school sites and locations.” “This shakes the very foundation of the notion of a school site as a safe learning environment,” he said.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    Pam Bondi, a $25,000 Donation and Trump University: Questions Remain

    While Ms. Bondi, President-elect Donald J. Trump’s pick for attorney general, served as attorney general of Florida, her office declined to investigate allegations of fraud against his for-profit school.Reports of deceptive practices and fraud by Donald J. Trump and his Trump University business unit had been piling up for several years in states across the nation, including in Florida.The state attorney general in New York moved in, filing a lawsuit in 2013 that accused Mr. Trump and his for-profit trade school of “engaging in persistent fraudulent, illegal and deceptive conduct,” even though by that point Trump University was already out of business.The Florida attorney general’s office, which Pam Bondi had taken over in 2011, handled it differently.She publicly acknowledged that her office was examining complaints about Trump University, but it decided against a formal investigation.The decision came soon after Mr. Trump, through his family foundation, sent a check for $25,000 to a political action committee associated with Ms. Bondi, who was running for a second term.Florida’s was not the only state attorney general’s office to decide against taking up the Trump University matter. Mr. Trump also donated to Kamala Harris while she was attorney general of California, and after reviewing the matter, her office also did not pursue.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    Why Botham Jean’s Family Won’t Get $100 Million Awarded by Jury

    Cities have paid out billions of dollars in police misconduct cases, but depending on the case, families may not receive any money at all. A recent $100 million penalty for a police shooting case in Dallas may never lead to a payout.The family of George Floyd received $27 million after he was killed by police officers in Minneapolis. The family of Breonna Taylor got $12 million. Richard Cox, who was paralyzed after a ride in a police van in New Haven, Conn., got $46 million.But the family of Botham Shem Jean, who was killed by an off-duty officer, Amber R. Guyger, as he watched television in his apartment in Dallas in 2018, may never see a penny.That is not because the courts did not value his life. On Tuesday, a jury awarded his family almost $100 million. The difference lies, rather, in who was held responsible for his death.How do police violence cases usually work?In many high-profile cases of police violence, the city or county where the misconduct occurred is responsible for any payout connected to wrongful death or injury. Those taxpayer-funded payouts have amounted to billions of dollars: In 2023, New York City paid nearly $115 million in police misconduct settlements, according to an analysis by the Legal Aid Society.Awards to victims or their families can vary greatly, depending on factors such as the projected earnings over a victim’s lifetime, the sympathies of juries in a given jurisdiction and the amount of publicity generated by the case. Some families win money in civil rights claims even when the officers involved are not criminally charged or disciplined.But in order to have a successful case, plaintiffs must surmount at least two significant legal obstacles. First, officers are granted qualified immunity from lawsuits if victims cannot show that the officers have violated their “clearly established” rights. Second, municipalities can be held responsible only if the plaintiff’s rights were violated because of a negligent policy or practice — for example, if the police department had ignored previous bad behavior on the part of an officer or had failed to properly train its officers.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    Group Sues Justice Department for Gaetz Investigation Documents

    A nonpartisan watchdog group has filed a motion in federal court seeking to compel the Justice Department to release all material relating to its now-shuttered sex trafficking investigation of Matt Gaetz, President-elect Donald J. Trump’s pick to be attorney general.The motion was filed on Tuesday night by the group, American Oversight, in the U.S. District Court for the District of Columbia. The F.B.I., which was investigating the case for the Justice Department, has refused to release the documents, stating that it is exempt from Freedom of Information Act inquiries.The group has been trying to get the documents since last year, when the Justice Department ended its two-year inquiry into whether Mr. Gaetz, then a House member from Florida, had a sexual relationship with a 17-year-old and paid for her to travel with him. Mr. Gaetz was never charged, and he has repeatedly denied any wrongdoing.The case is before Judge Dabney L. Friedrich, who was appointed by Mr. Trump in 2017.Mr. Trump announced last week that he would nominate Mr. Gaetz, sparking a furor in Washington. The House Committee on Ethics was also investigating allegations that Mr. Gaetz had engaged in sexual misconduct and illicit drug use, and was prepared to vote on releasing a highly critical report about him. But within hours of Mr. Trump’s announcement, Mr. Gaetz resigned his seat and the report’s contents instantly became moot, at least as far as the House was concerned.American Oversight argued in its motion that there was now “an elevated and significant public interest in the quick release of these records” owing to “the unusual circumstances of Mr. Gaetz potentially leading the agency holding the records relating to his investigation.”The documents sought by American Oversight include all F.B.I. forms describing interviews with witnesses at the heart of both the sex-trafficking inquiry and any efforts to obstruct it. The group seeks a deadline of Dec. 16 for the release of the documents. More

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    Oregon School Leaders on Leave After 2 Teachers Charged With Sex Abuse

    The police said the St. Helens School District was informed of the abuse allegations as early as 2019 but officials failed to alert the authorities.Two Oregon high school teachers charged on Tuesday with sexually abusing students had been reported as early as 2019 to district officials, who failed to notify the authorities, according to the police.The revelations have prompted online petitions seeking the resignations of school leaders as well as demonstrations at St. Helens School District by parents, students and community members.On Thursday, the principal at St. Helens High School, Katy Wagner, was placed on administrative leave and the school board chairman, Ryan Scholl, resigned, according to the district’s Facebook page. A day later, the district superintendent, Scot Stockwell, was placed on leave, the district said.The teachers, Eric Stearns, 46, a teacher at the high school, and Mark Collins, 64, who recently retired from the school, were each charged with several counts of sexual abuse, the St. Helens Police Department said.Joseph Hogue, the acting police chief, said that investigators had identified nine female victims between Mr. Stearns and Mr. Collins from 2019-23. The investigation is continuing and detectives are still fielding calls, he said.A lawyer for Mr. Stearns, Jennifer L. Myrick, on Sunday night disputed the charges.She said the grand jurors investigating the charges conflated the investigations of Mr. Collins and Mr. Stearns.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    Trump Stands by Defense Pick Who Says Encounter With Woman Was Not Sexual Assault

    A detailed memo sent to the Trump transition team claims the incident occurred when Pete Hegseth, President-elect Donald J. Trump’s choice for defense secretary, spoke in Monterey, Calif., in 2017.President-elect Donald J. Trump has told advisers he is standing by his nominee for defense secretary, Pete Hegseth, after the transition team was jolted by an allegation he had sexually assaulted a woman in an interaction he insists was consensual.Mr. Trump made his view plain to aides after a conversation with Mr. Hegseth days ago, after the team learned that a woman had accused him of assault in 2017, according to two people briefed on the discussion. They also learned that Mr. Hegseth had entered into a financial settlement with the woman that had a confidentiality clause.On Sunday, Steven Cheung, the president-elect’s communications director, did not address Mr. Trump’s thinking, but said, “President Trump is nominating high-caliber and extremely qualified candidates to serve in his administration.”He added, “Mr. Hegseth has vigorously denied any and all accusations, and no charges were filed. We look forward to his confirmation” by the Senate.Last week, the Monterey Police Department in California said it had investigated an allegation of sexual assault involving Mr. Hegseth in 2017 at the address of the Hyatt Regency Monterey Hotel and Spa. The statement released by the police said the department had filed no charges against Mr. Hegseth.Mr. Trump announced on Tuesday that Mr. Hegseth, a former Fox News personality, was his choice to lead the Pentagon, setting off a wave of resistance from many corners of Washington. Mr. Hegseth has criticized some in the Pentagon leadership as too “woke,” and he pushed for Mr. Trump to intervene when he was president on behalf of three members of the military accused or convicted of war crimes, which Mr. Trump did.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More