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    Lahaina Fire Settlement is Caught up in Legal Fight With Insurers

    Insurers that paid claims in Maui say a deal unfairly keeps them from recouping their own losses.The ashes of last summer’s devastating fire in Lahaina on Maui, which killed 102 people and destroyed the town, were still smoldering when talk turned to how fraught the rebuilding process would be.Fire victims would need help fast, and Hawaii officials pushed hard for a quick resolution to the avalanche of lawsuits filed against the entities that had caused the fire: the state’s electric utility, a school system and Maui County, among others.Just days shy of the fire’s one-year anniversary in August, a settlement was announced: Together, those responsible would pay $4 billion to settle more than 600 lawsuits; compensate over 10,000 homeowners, businesses and others; and — critically — keep key institutions, like the utility, solvent.But getting a deal done that quickly meant adopting an unorthodox approach to the insurance industry’s role in the settlement — one that the industry is challenging. Now, hopes for a timely payout are at the mercy of the courts.Typically, insurers pay claims and then sue whomever they blame for the damage — like the driver who might have caused a car accident — to recover some of what they paid. In the Lahaina settlement, the insurers are instead expected to seek repayment from the people and businesses they insured. A person who received a share of the $4 billion deal from a pain-and-suffering claim, for example, could have to pay a portion of that to the insurance company.The industry is balking at this idea, saying it upends a core piece of its business model. Insurers have turned to state and federal courts to try to block the deal, slowing it down and frustrating fire victims and Hawaii leaders.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    ‘This is too serious to drown out’: six US voters on what they’re most anxious about

    Hundreds of US voters from across the country shared with the Guardian how they are coping with the stress of the looming election, and which issues and possible outcomes make them the most anxious or concerned.Here are six of them.‘I worry about a further erosion of women’s rights’As a gynecologist in Georgia, I worry about a further erosion of women’s rights. Pregnancy is already dangerous here. Once Roe was overturned, the six-week ban went into effect and we quickly saw we couldn’t provide medically appropriate care to our patients.It also created a lot of fear and confusion amongst healthcare providers who didn’t want to put their license or livelihood on the line. The confusion was the purpose of the law, causing delays in care and “preventing” abortion. Unfortunately all it did was mean that patients had to be very sick before a doctor would intervene. We are seeing women bear the consequences – getting very sick, unable to get pregnant again, losing babies, and in some cases, dying.As a queer family with children, our marriage, rights, privacy and ability to make healthcare decisions [may] be impacted. We can’t watch TV as is, with all the hateful anti-trans ads. It’s hard to sleep. B, an obstetrician gynecologist, from Georgia‘We need a strong leadership to handle international problems, whoever wins the election’I’m worried that other countries don’t realize what motivates Americans to vote for Trump. I don’t think he’s the best president we’ve ever had, he’s kind of like a New York playboy. But I think he had a good successful term, despite being an amateur politician, rather than a career one.The continuous character assassination of him when he first ran was a slick orchestration. Every newspaper was immediately against him, it was like somebody had pressed a button, like a set-up or something. This motivated me to vote for him, to oppose the organised media and political establishment.People in Europe seem to think we’re simple-minded for voting for him, but we’re not. We all just felt – ‘Let’s try him for a while.’ We’re all so tired of liberals from California running the country. They created a machine of sorts, and Trump startled that machine.I hope Trump gets his second term now, and I’m very much impressed by his running mate. But I’m concerned about the ability of both Trump and Harris to handle the many international problems we have now, such as threats from Russia. The dollar is losing security. In the Middle East, anything could happen. It’s important that we have a good leadership who can sort this all out, whoever wins. Rob, a retired computer programmer, from Maine‘American democracy will survive another excruciating Trump term’Calling the re-election of Trump the end of democracy is dramatic. Calling his return to power the end of democracy as we know it, is apt.I believe America’s democracy, flawed and vulnerable as it may be, is resilient enough to withstand another Trump term. I think it’s politically expedient to proclaim that a second Trump term would drive us directly into purely despotic rule.The day-to-day of watching [Trump] run the country that I love would be excruciating, again, but I think what really is nightmare fuel is [the prospect of a] Vance presidency, which feels likely and could [entail] a dismantling of nearly all social goods left in the US.Under either man, US support for beleaguered or aspiring democracies could crater; alliances with Nato and other democratically aligned organizations could be severed or allowed to atrophy. But perhaps most dishearteningly, the election of a Maga Republican would signal that the leader of the free world would now be supplanted by a leader of the strongman world.What makes it worse is the countervailing hope of a Democratic term or two, where the country would finally have room to heal. They actually give me hope, and I would grieve the loss of hope.I’m not drinking at the moment, on purpose. Quit weed, too. I feel this is too serious to drown it out. Nile Curtis, 48, a massage therapist, from Hawaii‘America is now unable to discuss different viewpoints’Our greatest concern about the election, aside from the outcome, is the potential eruption of violence. The inflammatory rhetoric, the noxious stereotypes and the intractable position of Trump’s supporters who might or might not like him, but will vote for him anyway, is proof that the US is currently incapable of conducting any sort of discourse. Regardless of who wins, the threat of impending doom feels very real.We are older parents of a disabled adult. While the economy is a pressing issue for everyone, social security seems to be in danger. As people who are closer in age to retirement, and caring for a disabled adult, we are unsure of the impact either candidate would have on our “bigger picture”, but we feel that Mr Trump’s rhetoric brings an added layer of threatening behavior from people on both sides, who have become increasingly defensive and unwilling to accept and discuss different viewpoints.skip past newsletter promotionafter newsletter promotionHow do we manage our anxieties around these issues? We keep to ourselves. We do not engage in political or ideological discussions with anyone and limit our time watching and reading the news. The constant barrage of reporting, which has become pseudo-journalistic in pursuit of increasing [audience] numbers, appears to be geared to stoke the anxiety. The 24/7 news cycle has injected a stream of fear into everyone. MG, a mother and grandmother, from North Carolina‘I’m tired of having to vote against a candidate instead of voting for one’I want to vote for a president who supports the causes that I’m most concerned with: climate change, healthcare, cost of living, availability of housing. I will vote for Harris, but more as a vote against Trump.I think the Democratic party has shown that they’re willing to invest in renewable energy, which is fantastic. But I’m concerned with the promotion of record oil and gas numbers by the Democratic campaign this election cycle. That being said, I think the Republican party would be significantly worse.I believe that not enough housing is being constructed, period, and what is being built is only for those who can afford it. There’s a lot of short-term Airbnb-type rentals in Portland that further reduce the housing stock, and I’m concerned about ever being able to afford a house.I think for gen Z the biggest issues aren’t being reflected by either campaign. The rapid spread of disinformation on divisive, extremist social media [is another one].I have close friends and family who are queer and am increasingly concerned with the way anti-LGBT rhetoric has, I feel, exploded back into popularity. I’m frustrated that the Harris campaign has made an effort to expand rightwards and not leftwards. This will be my second presidential election and I’m tired of having to vote against a candidate instead of voting for one. Nate, 24, Ocean engineer, Portland, Maine‘I no longer trust Trump after January 6’My voting record is quite mixed. I voted for Bush twice, then McCain in 2008, Obama in 2012, Trump in 2016, Biden in 2020 and I plan to vote for Harris in 2024. I disagree with much of the Harris-Walz platform on police reform, abortion and immigration. But after January 6, I no longer trust Trump or anyone allegiant to him in the White House.It feels like an election between poor policy choices or an overpowered executive branch that will stop at nothing to retain control. I will not vote for anyone who called the 2020 election “stolen”. So many of my neighbors and people who go to my church still believe Trump’s lies about the election.Trump is a divisive character in our family’s discussions and we’ve lost relationships with kin because of our not supporting him. We also expect violence, perhaps even at the polling places, regardless of who wins.[Part of our anxiety management strategy] is preparation: we have a few days’ food, water and household needs on-hand, and we’ll have a full tank of gas if we need to leave town. Some is avoidance. We live in a very Trump-heavy area, lots of Trump yard signs. I realized the other day that I’ve drunk every day for the last three weeks. I’ve made a point of walking every day and doing some kind of exercise. But really nothing can fully prepare us. An anonymous male IT worker in his 40s, from Missouri More

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    Lahaina Inferno Emerged From Smoldering Remnants of Quelled Fire

    Federal investigators have concluded that hidden embers remained from a morning fire in the Hawaii town of Lahaina. They reignited later into a fire that destroyed much of the town.The inferno that consumed the Hawaii town of Lahaina last year emerged from the remnants of a brush fire that firefighters had believed they had contained and extinguished, federal investigators concluded in a report released Wednesday.That determination confirms what has long been suspected about the fire that killed more than 100 people on the island of Maui. Residents have previously described how the flames emerged in the same area where firefighters had spent the morning battling a blaze triggered by downed power lines. Heavy winds rapidly stoked the renewed flames into residential streets, leaving many with little chance to escape.But until now, local authorities had left open the possibility that there could have been something else that triggered the blaze that swept through Lahaina. Now, in a report released jointly with the Maui County Department of Fire and Public Safety, investigators with the Bureau of Alcohol, Tobacco, Firearms and Explosives concluded along with local investigators that the initial fire had never been fully extinguished — and was able to reignite and spread.Brad Ventura, Maui’s fire chief, said at a news conference on Wednesday that a rekindled fire is something that nobody wants to see happen. But he said the department was confident in the actions of the firefighters who were on scene that day and had made the decision to depart.“We stand behind them on their decision,” he said. “It is hard. We will be working with them, but we will be standing by them.”More than a year after the fire, Maui officials are still formulating a plan for rebuilding.Philip Cheung for The New York TimesWe are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    Gabriel Sachter-Smith’s Quest for Wild Bananas Around the World

    Gabriel Sachter-Smith is a banana aficionado who has identified some 500 varieties of banana on expeditions around the tropical world. “It’s like collecting Pokémon,” Mr. Sachter-Smith said at his farm, Hawaii Banana Source, on the North Shore of Oahu. He was walking through rows of young plants, some of the 150 varieties he grows, in a T-shirt splotched with mud and banana sap. His one-eyed dog, Mendel, trotted along at his boots. “My default mode of being alive is ‘What is that banana?’” he said.Mr. Sachter-Smith, 35, caught the banana bug when he was 14, on a trip with his mother to Washington, D.C., where he saw banana plants in her friend’s yard. The friend said they weren’t trees, that she could dig them up for winter, stick them inside and replant them when it warmed. When he returned home to Colorado, he started growing them as house plants. “I was trying to figure out what is a banana plant,” he said. “It’s just been a never-ending quest since then.”Mr. Sachter-Smith left banana-inhospitable Colorado to study tropical plant and soil science at the University of Hawaii at Manoa, ultimately earning a master’s degree. His global quest has introduced him to bananas that are egg-shaped and orange, a foot long and pale yellow, sausage-stubby and green. They are eaten fried, roasted, boiled and as is, but also grown for pig feed, decoration and weaving fabric. In Papua New Guinea, where Mr. Sachter-Smith has gone on two expeditions hunting for bananas, their names carry many meanings: “young men” (mero mero), “can feed a whole family” (navotavu), “something that was fought over” (bukatawawe), “breast” (nono).You probably know just one banana: long, yellow, kind of flavorless. You eat it plain, put peanut butter on it, or toss it, overripe, in the freezer to make banana bread someday. (You won’t.) Its name, Cavendish, comes from a 19th-century English duke who was sent a package of the bananas and whose gardener grew them in a greenhouse. The Cavendish now accounts for almost half of all bananas produced globally and nearly all exports. It holds a Guinness World Record as the most eaten fruit.Red bananas in a Sri Lankan market.Anne-Marie Palmer/AlamyThe hairy banana, or pink banana, growing in Assam, India.Florapix/AlamyBut for years, scientists have warned that fungal diseases like black sigatoka and Tropical Race 4 could wipe out this monocrop, just as a fungus annihilated its predecessor, the Gros Michel, in the 1950s and 1960s. Genetic engineering and breeding are the most likely solutions, so scientists have built a stash of backup bananas from around the world, with genes that might someday see action on the global market.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    No Criminal Charges Expected in Aftermath of Maui Wildfire

    Hawaii’s attorney general released the latest findings on the 2023 fire that destroyed much of the town of Lahaina, finding a range of shortcomings in the response.Investigators in Hawaii have found a series of failures that contributed to last year’s deadly wildfire in the town of Lahaina, but the state attorney general’s office said on Friday that it did not expect to file criminal charges against anyone involved in the response.The attorney general, Anne Lopez, released a report identifying a range of problems in the response to the fire, including a statewide culture of minimizing the risks posed by wildfires, a lack of preparedness on the island of Maui even when conditions were forecast to be dangerous, and a series of flawed decisions during the fire that delayed evacuating people who were in danger. The fire ultimately left more than 100 people dead.But a spokeswoman for the attorney general said that based on the information gathered thus far, no criminal charges would be filed. “This report makes it clear that no one event, person or action caused the result or outcomes of this fire,” Ms. Lopez said at a news conference in Honolulu.Several agencies have now released a series of lengthy reports about the inferno — Friday’s was more than 500 pages — but none of them have answered some of the key remaining questions, including the reason for delays in sending evacuation alerts to cellphones and a conclusive determination of how the fire started and spread.Residents on the hillside more than a mile above the town’s waterfront reported seeing fire emerge next to a downed power line in the morning and start to spread in the same area in the afternoon, but the U.S. Bureau of Alcohol, Tobacco, Firearms and Explosives has yet to release a final determination.From wherever it started, the fire raced rapidly through town. Evacuation routes were blocked, cell towers went down, and fire hydrants ran dry.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    California Can Ban Guns in Parks and Bars, but Not Hospitals, Court Says

    California and Hawaii banned guns from various public venues. A federal appeals court dusted off the history books to help determine where to allow prohibitions.A federal appeals court on Friday partly reinstated firearm bans in California and Hawaii, finding that California could, for example, prohibit guns in parks, playgrounds and bars but not in banks or hospitals.The 3-0 ruling, by a three-judge panel of the United States Court of Appeals for the Ninth Circuit, said that the Supreme Court’s current interpretation of gun rights was “seemingly arbitrary” and “hard to explain” at the moment. The court’s findings applied only to laws in those two states.The judges found that most of the prohibitions enacted last year by California and Hawaii met the constitutional standards set in a 2022 Supreme Court decision that drastically narrowed the legal standard for restrictions on firearms.That decision struck down a New York law that had strictly limited the carrying of guns outside homes. The Supreme Court found that restrictions on guns are constitutional only if courts can find an analogue “consistent with this nation’s historical tradition of firearm regulation.” But, the court added, states could ban guns in “sensitive places” such as schools and courthouses.Democratic-led states rushed to rewrite laws to comply with the new interpretation, in some cases banning guns in dozens of specific locations. But federal judges last year struck down new laws in California and Hawaii.The Ninth Circuit judges ruled on Friday that California could prohibit guns in libraries, sports arenas, casinos, museums and restaurants that serve alcohol, in addition to parks, playgrounds and bars. Hawaii can ban guns on parks and beaches and in establishments serving alcohol.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    On Hawaii’s Big Island, Hurricane Hone Brings Heavy Rain but No Major Damage

    More than 20,000 customers were without power by Sunday afternoon, but neither the winds nor the flooding from the storm were dramatic.Hurricane Hone passed within 60 miles of Hawaii’s Big Island early Sunday, bringing heavy rain, knocking out power to thousands of customers and snapping native ohia trees like twigs.More than 20,000 customers were without electricity on Sunday afternoon on the island, which has a population of about 206,000. But Mitch Roth, the mayor of Hawaii County, which covers the Big Island, said there were no reports of injuries or major damage.Kazuo Todd, the fire chief for Hawaii County, said that nearly 18 inches of rain had fallen around the volcanoes in the southern part the island. But so far, neither the winds nor the flooding had been dramatic.“We do live on an island in the Pacific where the water can drain off into the ocean relatively quickly,” Chief Todd said.Forecasters predicted that Hone, which was a Category 1 storm as it was spinning westward below the islands on Sunday, could still bring up to 20 inches of rain to some areas. As the storm moves, it will slow down and push moisture over all the islands, increasing the potential for heavy rainfall statewide and the threat of flash flooding in some areas.Floodwaters flow through a soccer complex in Hilo, Hawaii, as a result of heavy rains.Bruce Omori for The New York TimesWe are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    In Hawaii, a Sense of Alertness Without Panic Ahead of Tropical Storm Hone

    Although the storm is not expected to pass directly over the Big Island, forecasters warned of threats including flooding and damaging winds.Debbie Arita, an office manager at a supermarket in Hilo on the Big Island of Hawaii, took stock of the conditions. Tropical Storm Hone was approaching the region, but the scene on Friday was far from chaotic — no frantic rush for supplies, no desperate boarding up of windows.To Ms. Arita, who said she has been through her fair share of hurricanes and tsunamis, the prevailing mood seemed to be alertness without anxiousness.“There’s no sense of panic here,” she said.Hone (pronounced ho-NAY) is expected to deliver a glancing blow to Hawaii as it passes near or south of the Big Island late Saturday into early Sunday. Forecasters have warned of the potential for damaging winds, life-threatening surf and flash floods.Officials and residents largely said they were preparing, but not with alarm. While a landfall of a named storm on Hawaii is rare, storms frequently come close enough to affect the islands’ weather. Mitch Roth, the mayor of Hawaii County, which covers the Big Island, wants residents to remain watchful. “We want people to be prepared for any kind of hazard,” Mr. Roth said. In August 2018, Hurricane Lane drenched the Big Island with 58 inches of rainfall, damaged over 100 buildings and killed one person — despite the eye of the storm passing over 100 miles south of the state.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More