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    Inside Amira Yahyaoui’s Claims about Mos, a Student Aid Start-Up

    Amira Yahyaoui, a human rights activist, promoted the success of her student aid start-up, Mos. Some of her statements do not add up, according to internal data and people familiar with the company.As a Tunisian human rights activist in the 2000s, Amira Yahyaoui staged protests and blogged about government corruption. In interviews, she described being beaten by police. When she was 18, she said, she was kidnapped from the street, dropped off at the Algerian border and placed in exile for several years.Ms. Yahyaoui’s compelling background helped her stand out among entrepreneurs when she moved in 2018 to San Francisco, where she founded a student aid start-up called Mos. The app hit the top of Apple’s App Store and Ms. Yahyaoui raised $56 million from high-profile investors, including Sequoia Capital, John Doerr and Steph Curry, according to PitchBook, which tracks start-ups. Mos was valued at $400 million.In podcasts, TV interviews and other media, Ms. Yahyaoui, 39, frequently discussed Mos’s success.Among other things, she said the start-up had helped 400,000 students get financial aid. But internal company data viewed by The New York Times showed that as of early last year, only about 30,000 customers had paid for Mos’s student aid services. The rest of the 400,000 users included anyone who had signed up for a free account and may have gotten an email about applying for student aid, two people familiar with the situation said.After Mos expanded into online banking in September 2021, Ms. Yahyaoui told publications such as TechCrunch that the company had more than 100,000 bank accounts. But those accounts had very small amounts of money in them, according to the internal data. Less than 10 percent of Mos’s roughly 153,000 bank users had put their own money into their accounts, the data showed.Some employees tried to speak up about Ms. Yahyaoui’s claims, said Emi Tabb, who worked at Mos in operations and had roles such as head of financial aid before resigning in late 2022. But Ms. Yahyaoui dismissed and sometimes disparaged employees who tried pushing back against her public comments, five people who witnessed the incidents said.“She created a culture of fear,” Mx. Tabb said.Mos is among a class of tech start-ups that rose during the fast money era of the late 2010s and early in the pandemic, when young companies landed millions of dollars in funding with little more than promises. Now as the money has dried up and many tech start-ups grapple with a downturn, investors are pickier, customers are warier of bold claims and employees are more suspicious of founder pronouncements.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    U.S. Sues Apple, Accusing It of Maintaining an iPhone Monopoly

    The lawsuit caps years of regulatory scrutiny of Apple’s wildly popular suite of devices and services, which have fueled its growth into a nearly $3 trillion public company.The Justice Department and 16 state attorneys general filed an antitrust lawsuit against Apple on Thursday, the federal government’s most significant challenge to the reach and influence of the company that has put iPhones in the hands of more than a billion people.The government argued that Apple violated antitrust laws by preventing other companies from offering applications that compete with Apple products like its digital wallets, which could diminish the value of the iPhone. Apple’s policies hurt consumers and smaller companies that compete with some of Apple’s services, according to excerpts from the lawsuit released by the government, which was filed in the U.S. District Court for the District of New Jersey.“Each step in Apple’s course of conduct built and reinforced the moat around its smartphone monopoly,” the government said in the lawsuit.The lawsuit caps years of regulatory scrutiny of Apple’s wildly popular suite of devices and services, which have fueled its growth into a nearly $2.75 trillion public company that was for years the most valuable on the planet. It takes direct aim at the iPhone, Apple’s most popular device and most powerful business, and attacks the way the company has turned the billions of smartphones it has sold since 2007 into the centerpiece of its empire.By tightly controlling the user experience on iPhones and other devices, Apple has created what critics call an uneven playing field, where it grants its own products and services access to core features that it denies rivals. Over the years, it has limited finance companies’ access to the phone’s payment chip and Bluetooth trackers from tapping into its location-service feature. It’s also easier for users to connect Apple products, like smartwatches and laptops, to the iPhone than to those made by other manufacturers.The company says this makes its iPhones more secure than other smartphones. But app developers and rival device makers say Apple uses its power to crush competition.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    TikTok Bill’s Progress Slows in the Senate

    Legislation to force TikTok’s Chinese owner to sell the app or have it banned in the United States sailed through the House, but the Senate has no plans to move hastily.After a bill that would force TikTok’s Chinese parent company to sell the app or face a nationwide ban sailed through the House at breakneck speed this week, its progress has slowed in the Senate.Senator Chuck Schumer of New York, the Democratic leader who determines what legislation gets a vote, has not decided whether to bring the bill to the floor, his spokesman said. Senators — some of whom have their own versions of bills targeting TikTok — will need to be convinced. Other legislation on the runway could be prioritized. And the process of taking the House bill and potentially rewriting it to suit the Senate could be time consuming.Many in the Senate are keeping their cards close to their vest about what they would do on the TikTok measure, even as they said they recognized the House had sent a powerful signal with its vote on the bill, which passed 352 to 65. The legislation mandates that TikTok’s parent company, ByteDance, sell its stake in the app within six months or face a ban.“The lesson of the House vote is that this issue is capable of igniting almost spontaneously in the support that it has,” Senator Richard Blumenthal, Democrat of Connecticut, said in an interview on Friday. He said that there could be adjustments made to the bill but that there was bipartisan support to wrest the app from Chinese ownership.The slowdown in the Senate means that TikTok is likely to face weeks or even months of uncertainty about its fate in the United States. That could result in continued lobbying, alongside maneuvering by the White House, the Chinese government and ByteDance. It is also likely to prompt potential talks about deals — whether real or imagined — while the uncertainty of losing access to the app will hang over the heads of TikTok creators and its 170 million U.S. users.“Almost everything will slow down in the Senate,” said Nu Wexler, a former Senate aide who worked for Google, Twitter and Meta, which owns Facebook and Instagram. “They’ll need some time to either massage egos or build consensus.”We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    House Passes Bill to Force TikTok Sale From Chinese Owner or Ban the App

    The legislation received wide bipartisan support, with both Republicans and Democrats showing an eagerness to appear tough on China.The House on Wednesday passed a bill with broad bipartisan support that would force TikTok’s Chinese owner to sell the hugely popular video app or be banned in the United States. The move escalates a showdown between Beijing and Washington over the control of technologies that could affect national security, free speech and the social media industry.Republican leaders fast-tracked the bill through the House with limited debate, and it passed on a lopsided vote of 352-65, reflecting widespread backing for legislation that would take direct aim at China in an election year. The action came despite TikTok’s efforts to mobilize its 170 million U.S. users against the measure, and amid the Biden administration’s push to persuade lawmakers that Chinese ownership of the platform poses grave national security risks to the United States.The result was a bipartisan coalition behind the measure that included Republicans, who defied former President Donald J. Trump in supporting it, and Democrats, who also fell in line behind a bill that President Biden has said he would sign.The bill faces a difficult road to passage in the Senate, where Senator Chuck Schumer of New York, the majority leader, has been noncommittal about bringing it to the floor for a vote and where some lawmakers have vowed to fight it.TikTok has been under threat since 2020, with lawmakers increasingly arguing that Beijing’s relationship with TikTok’s parent company, ByteDance, raises national security risks. The bill is aimed at getting ByteDance to sell TikTok to non-Chinese owners within six months. The president would sign off on the sale if it resolved national security concerns. If that sale did not happen, the app would be banned.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    Nikki Haley Again Calls for a TikTok Ban Over Privacy Concerns

    The Republican Party might have challenges with outreach to Generation Z, but Nikki Haley, appearing in a Fox News town hall event on Sunday, said the answer was not TikTok, the Chinese-owned social media platform.In a conversation with the “America Reports” co-anchor John Roberts, Ms. Haley, the former governor of South Carolina and United Nations ambassador, criticized President Biden for posting a TikTok clip on the night of the Super Bowl, in an appeal to younger voters. She also hit former President Donald J. Trump, her G.O.P. primary rival, for failing to curtail its use while he was in the White House.“President Trump said he would ban TikTok, and when President Xi asked him not to, that fell to the wayside,” she said, referring to Xi Jinping, China’s leader. “We should have banned it from the beginning. It is incredibly dangerous.”The volleys against both men are part of a broader argument Ms. Haley has been making in recent media appearances and on the campaign trail that it is time for fresh leadership. Her attacks on Mr. Trump, whom she served under as ambassador, have become sharper in particular, as the two head into a primary showdown in South Carolina on Saturday.In the town hall event on Sunday, as she has before, Ms. Haley broke with the isolationist wing of her party on foreign policy and pummeled the former president for his friendly relationship with authoritarian leaders like Mr. Jinping and President Vladimir V. Putin of Russia. She argued that Mr. Putin “knows exactly what he did” with Aleksei A. Navalny, the outspoken Russian opposition leader who died last week in prison, and chastised Mr. Trump for suggesting he would encourage Russian aggression against U.S. allies in Europe.“I think that’s why it’s so damaging when Trump said that he would choose Putin and actually encouraged to invade NATO allies, instead of standing with our allies,” she said.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    Snap Lays Off 10% of Its Work Force

    The company laid off more than 500 of its employees on Monday, or about 10 percent of its global work force.Snap, the parent of messaging app Snapchat, on Monday said it would lay off more than 500 employees, joining other tech companies in a wave of new cost-cutting measures.The layoffs amount to 10 percent of its global work force; the majority will occur in the first quarter of 2024. “We have made the difficult decision to restructure our team,” the company said in a securities filing, adding that it would take pretax charges of $55 million to $75 million, primarily for severance and related costs.Amazon, Google and Microsoft have announced layoffs this year, following tens of thousands across the sector last year. Snap laid off a small number of employees on Friday, Business Insider reported.The company is set to report earnings on Tuesday. Cost-cutting measures at other companies have buoyed stock prices. Snap shares were trading about 2 percent lower before the market opened on Monday.Like other social media companies reliant on advertising, Snap has had a rough couple years. Changes by Apple to its privacy policy in 2021 made it tougher for advertisers to track users — something that hurt Snap and also had a heavy effect on Meta, which owns Facebook and Instagram.Snapchat, which has more than 400 million daily active users, experienced a revenue decline in the first two quarters of last year and only 5 percent growth in its most recent quarter, which ended Sept. 30.In 2022, Snap cut 20 percent of its work force, or 1,300 jobs, and also discontinued at least six products. It let go nearly 20 product managers in November and in September shut a division that sells augmented reality products to businesses, laying off 170 people. More

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    Minute-Long Soap Operas Are Here. Is America Ready?

    Popularized in China during the pandemic, ReelShort and other apps are hoping to bring minute-by-minute melodramas to the United States.When Albee Zhang received an offer to produce cheesy short-form features made for phones last spring, she was skeptical, and so, she declined.But the offers kept coming. Finally, Ms. Zhang, who has been a producer for 12 years, realized it could be a profitable new way of storytelling and said yes.Since last summer, she has produced two short-form features and is working on four more for several apps that are creating cookie-cutter content aimed at women.Think: Lifetime movie cut up into TikTok videos. Think: soap opera, but for the short attention span of the internet age.The biggest player in this new genre is ReelShort, an app that offers melodramatic content in minute-long, vertically shot episodes and is hoping to bring a successful formula established abroad to the United States by hooking millions of people on its short-form content.“The Double Life of My Billionaire Husband” is one of the many short features you can watch on ReelShort, an app that offers short dramatic content meant to be watched on phones. ReelShort

    @reelshortapp On your 18th birthday, the Moon Goddess granted you a RED wolf. She said a new journey awaited you, but there were also evil forces after your power… Called weak your whole life, what POWER could you possibly have?! #fyp #reelshort #binge #bingeworthy #bingewatching #obsessed #obsession #mustwatch #witch #alpha #werewolf #moon #wolfpack #booktok #luna #drama #film #movie #tiktok #tv #tvseries #shortclips #tvclips #filmtok #movietok #dramatok #romance #love #marriage #relationship #couple #dramatiktok #filmtiktok #movietiktoks #saturday #saturdayvibes #saturdaymood #saturdaymotivation #saturdayfeels #saturdayfeeling #weekend #weekendvibes ♬ original sound – ReelShort APP We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber?  More

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    Apple and Google Remove ‘Navalny’ Voting App in Russia

    The app, from the Russian opposition leader Aleksei Navalny, vanished from online stores as polls opened in the parliamentary election it was designed to sway.MOSCOW — An app designed by Russian activists to coordinate protest voting in this weekend’s elections disappeared from the Google and Apple app stores in the country on Friday, a major blow to the opposition leader Aleksei A. Navalny and allies who hoped to subvert the commanding position of President Vladimir V. Putin’s governing party.Google removed the app Friday morning after the Russian authorities issued a direct threat of criminal prosecution against the company’s staff in the country, naming specific individuals, according to a person familiar with the company’s decision. The move comes one day after a Russian lawmaker raised the prospect of retribution against employees of the two technology companies, saying they would be “punished.”The person declined to be identified for fear of angering the Russian government.On Friday Mr. Putin’s spokesman, Dmitri S. Peskov, said, “That app is illegal” when asked about it on his regular call with journalists. “Both platforms have been notified and in accordance with the law they made these decisions, as it seems,’’ he said.Apple did not respond to requests for comment about the availability of the Navalny app in its store.The app disappeared just as voting got underway in the three-day parliamentary election, in which Mr. Navalny’s team was hoping to use its app — called “Navalny” — to consolidate the opposition vote in each of Russia’s 225 electoral districts.“Removing the Navalny app from stores is a shameful act of political censorship,” an aide to Mr. Navalny, Ivan Zhdanov, said on Twitter. “Russia’s authoritarian government and propaganda will be thrilled.”A polling station in Vladivostok, in eastern Russia, on Friday as voting in the parliamentary election began.Pavel Korolyov/Agence France-Presse — Getty ImagesMaintaining open, uncensored access to their services, especially in authoritarian countries, is becoming one of the most vexing challenges for American tech companies like Apple, Google, Facebook and Twitter. In countries such as India, Myanmar and Turkey, the authorities are increasingly pressuring the companies to censor certain political speech, or ordering internet outages to block access to the web.Civil society groups have warned that forcing the companies to conform to a patchwork of laws and regulations risks creating a more fractured internet, where the products and services available to people will depend on where they are.The threat to prosecute local employees is an escalation by the Kremlin as it seeks to induce Western tech giants to fall in line with a broader internet crackdown. The country’s internet regulator, Roskomnadzor, has repeatedly demanded that the companies remove certain content, on pain of fines or restrictions on access to their products. The government says that American internet companies are meddling in Russia’s domestic affairs by allowing anti-Kremlin activists to use their platforms freely; Mr. Navalny’s movement was outlawed as extremist this summer.The Russian government had been increasingly blunt in recent days about its willingness to use threats to prevent the use of the app. “With the participation of Apple and Google, specific crimes are being committed, the scale of which may only increase in the coming days,” Vladimir Dzhabarov, a member of Russia’s upper house of Parliament, said on Thursday. “Individuals contributing to their parent companies’ evasion of responsibility on the territory of the Russian Federation will be punished.”Bailiffs visited Google’s offices earlier this week seeking to enforce court-ordered measures against the protest voting campaign, state media reported.Russian authorities have been pressuring Apple and Google for weeks to remove the Navalny team’s voting app. With Mr. Navalny’s websites blocked inside Russia, the app became a loophole allowing exiled allies of the imprisoned politician to continue to reach a wide audience. Nearly every smartphone runs Apple’s iOS or Google’s Android operating system, making their app stores the key artery for getting any product to the public.The Russian Foreign Ministry summoned the American ambassador to Moscow, John J. Sullivan, last week and announced that “American ‘digital giants’” had broken Russian law “in the context of the preparation and conduct of the elections.”“The patience of the Russian side, which for now has refrained from putting up barriers to American business in Russia, is not unlimited,” the Foreign Ministry’s spokeswoman, Maria V. Zakharova, warned on Thursday.Aleksei A. Navalny, the Russian opposition leader, at a court hearing in January.Sergey Ponomarev for The New York TimesThe “Navalny” app is central to a protest-vote strategy that the opposition leader calls “smart voting.” Elections in Russia are not free and fair, but the Kremlin still seeks the sheen of popular legitimacy by holding elections in which a stable of dull parties typically splits the opposition vote.The Navalny strategy, first deployed regionally in 2019, seeks to turn that system of “managed democracy” against Mr. Putin. The goal is to defeat as many candidates representing the governing United Russia party as possible by having all opposition-minded voters in each district pick the same challenger — whether or not they agree with their views. The “Navalny” app coordinates the process, requesting a user’s address and responding with the name of the candidate they should vote for.The Navalny team on Friday said they would seek to get the names of their “smart voting” picks out by alternate methods, such as automated responses in the messaging app Telegram. But they voiced anger at Apple and Google for apparently folding to Kremlin pressure.“This shameful day will long remain in history,” Leonid Volkov, Mr. Navalny’s longtime chief of staff, wrote on his Telegram account.Anton Troianovski More