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    Nikki Haley’s Views on Social Security

    More from our inbox:A Climate Protest at the OperaMore Trump Coverage? Brian Snyder/ReutersTo the Editor:Re “Haley Is Coming for Your Retirement,” by Paul Krugman (column, Nov. 28):Mr. Krugman is right in pointing out the inequality connected to proposals to raise the age at which one becomes eligible for Social Security. As he points out, the proposals are, “in effect, saying that the aging janitors must keep working (or be cast into extreme poverty) because rich bankers are living longer.”But it’s even worse than that. The problem of an impending shortfall of the Social Security Trust Fund is in significant part a consequence of our rising economic inequality. High-income people pay a smaller share of their income into Social Security because salary over $160,200 — the so-called “tax max” — is not subject to the Social Security tax.Also, there is no Social Security tax on income from capital (including dividends, interest, capital gains and rents), which tends to go to wealthy people. Consequently, as a larger and larger part of our national income goes to the rich, the share collected by the Social Security tax declines.The solution is not hard to envision: Raise the “tax max” and tax income from capital. Better yet, adopt a set of policies that would move us toward a more equal distribution of income.Arthur MacEwanCambridge, Mass.The writer is professor emeritus of economics at the University of Massachusetts Boston.To the Editor:As a member of Gen Z, I commend Nikki Haley for suggesting ideas to keep Social Security solvent. Raising the retirement age is not a pleasant thought, but tough times require tough decisions. Our national debt is at a record high, and interest repayments are reaching worrying levels. Changes have to be made if the country’s finances are to stay healthy. Numbers don’t lie.I, for one, do not expect to ever be able to collect Social Security, despite having paid 6.2 percent of my income into it over my entire working life. I would rather get rid of the tax altogether than continue to pretend that Social Security will still be around when I retire.I have absolutely zero faith that members of Congress will fix this problem; they have been kicking this can down the road for longer than I’ve been alive.Eric FuquaAtlantaTo the Editor:Paul Krugman’s piece on Nikki Haley makes it quite clear that she is far from the perfect candidate, but what it does not address is the critical role that she may play.The Economist recently described Donald Trump as the gravest danger to the world in 2024, and considering viable alternatives, apart from Nikki Haley, there is only one 81-year-old man with major failings of his own standing in Donald Trump’s way.Even with all her shortcomings, there are strong reasons to support Nikki Haley, as she may be best positioned to save our democracy and the world from Donald Trump.Jon LandauPhiladelphiaA Climate Protest at the OperaThe Metropolitan Opera House, center, at Lincoln Center.Kathy Willens/Associated PressTo the Editor:Re “Climate Protesters Interrupt Met Performance of Wagner’s ‘Tannhäuser’” (news article, nytimes.com, Dec. 1):The recent climate protest at the opera made my heart sink.I’m a climate activist. I’ve marched, I’ve lobbied, I’ve contacted legislators. I’m co-leader of a local chapter of Citizens’ Climate Lobby, a grass-roots organization that believes that effective change will come about through respectful dialogue — and the sheer force of numbers.I’m also a professional singer and an operagoer. And I cringe when I see protesters disrupt the arts to make their point. The very people who might be inclined to help contribute to the urgent cause of fighting global warming may well be sitting in that opera house. But these protesters chose to alienate them. How in the world is that productive?The most effective path toward change is to work with others, not against them. We need dedicated, respectful activists who do their work by finding common ground and then gently but insistently nudging all of us forward.What we don’t need is this kind of spectacle, which gives the rest of us climate activists a bad name, and serves as an affront to the music and art we all need to inspire us in a troubled world.Francesca Huemer KellyHighland Park, Ill.More Trump Coverage?For years, President Biden and Democrats have been happy to mostly ignore Donald J. Trump. But now their thinking appears to be changing as the 2024 election season begins to ramp up.Sophie Park for The New York Times, Doug Mills/The New York TimesTo the Editor:Re “Democrats Want Trump Plastered All Over the News” (news article, Nov. 22):How soon we forget. Think back to Wednesday morning, Nov. 9, 2016. Whether you supported and voted for Hillary Clinton or Donald Trump, you were likely shocked when you heard the final results.Now, Democrats are hoping that heavy media coverage of Mr. Trump, assuming he is the nominee, will remind Americans of his flawed character, his lies, his legal troubles and his hate-filled rhetoric, and this will repel them.But back in 2015 and 2016, Mr. Trump was far from invisible, enjoying plenty of media coverage: as a failed TV star and businessman, as a clown and an entertainer, not to be taken seriously. The polls at the time were suggesting that Mrs. Clinton was the heavy favorite, so many Americans either stayed home or voted for Mr. Trump as a joke or an anti-Hillary statement.Why would we think next year’s coverage won’t still focus on Mr. Trump’s entertainment value as much as on his lies, his threats and his crimes?Democrats may ask for more news coverage, but we should be careful what we wish for.Betsy FrankMattituck, N.Y. More

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    Kyrsten Sinema’s Exit From the Democratic Party

    More from our inbox:As History Shows, Incumbents Have the EdgeBlack HomeownershipAn Opera Fan’s DreamAlone, and FreeKyrsten Sinema, the Arizona senator, plans to keep her committee posts.Haiyun Jiang/The New York TimesTo the Editor:Re “Leaving Party, Sinema Rattles a Race in 2024” (front page, Dec. 10):Senator Kyrsten Sinema is being deceitful in justifying her decision to leave the Democratic Party in favor of being an independent. This isn’t a principled decision. It’s a self-serving and strategic move on her part.Ms. Sinema is unpopular with Democrats in her home state, many of whom feel betrayed by her failure to support the progressive agenda she led them to believe she was committed to. In fact, she’s been a self-absorbed political opportunist primarily serving special interests and not the good of average citizens whom she pretends to care so much about.She claims that she wants to escape the partisanship and extremism that afflicts Congress, creating a false equivalency between the two parties. Reality check: It’s only the Republican Party under the thumb of Donald Trump that has sunk into corruption, hyperpartisan conduct and extremism.Ms. Sinema has been an obstacle to even the most widely popular and beneficial legislation, playing games with the Senate leadership and trying to position herself as someone needing to be courted for her support again and again.If she cared half as much about the citizens she represents as she cares about her wardrobe styling and need for attention, she might be more credible in declaring herself an independent.T.R. JahnsHemet, Calif.To the Editor:Senator Kyrsten Sinema officially ditched the Democratic Party and announced that she has registered as an independent. The move wasn’t entirely a shocker, yet it was still a gut punch for Arizona Democrats who worked hard to send a Democrat to Washington.I understand that she is ditching the Democratic Party because she knows that she can’t win a primary as a Democrat. Her past behavior suggest she’s adept at ditching anyone or anything no longer useful to her.She began her public life as a Green Party activist. She ran for the State Legislature as an independent, which didn’t work. Her big break came when she became a Democrat. In that role she created all sorts of drama and attention-grabbing stunts such as her thumbs-down vote on raising the minimum wage for hardworking Americans.Her antics were guaranteed to garner attention and annoy. For example, Alexandria Ocasio-Cortez on Friday ripped into Ms. Sinema: “Not once in this long soliloquy does Sinema offer a single concrete value or policy she believes in. She lays out no goals for Arizonans, no vision, no commitments.”Kyrsten Sinema appears to be the wrong person at the wrong place at the wrong time.Richard A. FrenchPasadena, Calif.To the Editor:Kyrsten Sinema’s decision to go independent may be a healthy sign for U.S. politics. The Australian federal election in May saw a decline in the vote for both major parties, and a historic wave of votes for independents who were capable, professional women. Their presence is injecting new vigor and accountability into our Parliament.Ray EdmondsonKambah, AustraliaTo the Editor:The only politician more self-centered, selfish and self-aggrandizing than Kyrsten Sinema is Donald Trump.Michael K. CantwellDelray Beach, Fla.As History Shows, Incumbents Have the Edge Kriston Jae Bethel for The New York TimesTo the Editor:Re “Strong Election Showing Eases Democrats’ Fears of Biden ’24,” by Katie Glueck (Political Memo, front page, Nov. 28):A key reason that Democrats should support President Biden for re-election is that history shows that a sitting president has the best chance of winning. Several recent Democrats have run again despite low approval ratings halfway through their first terms, including Harry Truman in 1948, Bill Clinton in 1996 and Barack Obama in 2012. Each was re-elected.In contrast, incumbent presidents who voluntarily give up the White House or are subject to a primary challenge are almost always a political disaster for the party in power. L.B.J.’s 1968 decision not to run left the nation in political turmoil, resulting in a Nixon presidency that undermined Americans’ faith in government. Jimmy Carter faced a primary challenge from Ted Kennedy in 1980 and never recovered. George H.W. Bush was weakened by Pat Buchanan in 1992, then lost to Bill Clinton.In any event, America needs Mr. Biden to deal with a series of problems, including an increasingly authoritarian Republican Party, a delicate U.S. economy, Russia’s war on Ukraine and the growing climate crisis — problems that he has proved well qualified to address.As long as Mr. Biden remains healthy and able to perform as president, Democrats would be crazy to nominate anyone else.Paul BledsoeWashingtonThe writer is a lecturer at American University’s School of Public Affairs and served as a staff member for the Senate Finance Committee and Clinton White House.Black HomeownershipNearly 45 percent of Black households own their homes, compared with more than 74 percent of white households, a new report has found.Tony Cenicola/The New York TimesTo the Editor:Re “The Racial Gap Begins at the Mortgage Application” (Real Estate, Dec. 4):It’s encouraging to see The Times cover the continuing racial discrimination in homeownership. As your headline aptly states, our unacceptable disparities result from discrimination in every aspect of home buying for Black people — from loan approval to interest rates to home appraisals.In New Jersey, like across the U.S., this problem stubbornly persists. About four in 10 Black families in the state own their homes, compared with more than three-quarters of white families. High-income Black families are more likely to be denied a loan than low-income white applicants.Appraisal discrimination, one piece of the puzzle, is finally getting due attention in the Garden State with the Legislature poised to pass a bill to combat it early next year.If there’s one thing we’ve learned in the past few years, it’s that racism is baked into our policies. It’s time for the federal government, as well as states like New Jersey, to step up and design policies that root out ongoing barriers to homeownership and other drivers of wealth for Black and other households of color.Laura SullivanNewark, N.J.The writer is director of the economic justice program at the New Jersey Institute for Social Justice.An Opera Fan’s Dream Sinna Nasseri for The New York TimesTo the Editor:Re “Reviewing the Opera? Nah, I’m in It” (Arts, Dec. 8):I send my deepest gratitude to the critic Joshua Barone for the immersive and entertaining account of his experience as an extra in the Metropolitan Opera’s extravagant production of “Aida.”Some little kids dream of being an astronaut, a U.S. president, a famous movie star. But since first being brought to the opera at age 4 to see “Tosca,” and staying awake through its entirety, I’ve had the fantasy dream of somehow being on the Metropolitan Opera’s stage (or, alternately, in the orchestra pit).I’ve been a lifelong operagoer since then, and now, well past middle age, I found myself in a state of complete vicarious joy reading Mr. Barone’s “inside scoop.” Bravo!Jane Garfield FrankQueensAlone, and Free Ben WisemanTo the Editor:Re “I Live Alone. Really, I’m Not That Pathetic,” by Frank Bruni (Opinion, nytimes.com, Dec. 9):I am someone who grew up with seven siblings. My own “alone home,” for me, represents freedom and euphoria.To cope with societal expectations, we one-member households need to remember: The most important thing about living alone is that it’s not your job to worry about what other people think.Ted GallagherNew York More