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    Americans Are Signing Up for Obamacare in Record Numbers

    The NewsMore than 15 million people have signed up for health insurance plans offered on the Affordable Care Act’s federal marketplace, a 33 percent increase compared to the same time last year, according to preliminary data released by the Biden administration on Wednesday.Federal health officials project that more than 19 million people will enroll in 2024 coverage by the end of the current enrollment period next month. That total would include those who gain coverage through state marketplaces, continuing the record-setting pace.“It means more Americans have the peace of mind of knowing that going to the doctor won’t empty their bank account,” Xavier Becerra, the health and human services secretary, said in a statement.An Affordable Care Act sign-up kiosk in a mall in Miami this month.Rebecca Blackwell/Associated PressWhy It Matters: The Affordable Care Act is expanding its reach.Despite a recent warning from former President Donald J. Trump, the front-runner in the race for the 2024 Republican presidential nomination, that he was “seriously looking at alternatives” to the Affordable Care Act, the latest surge in marketplace enrollment is a testament to the law’s enduring power.Legislation passed earlier in the Covid-19 pandemic increased federal subsidies for people buying plans, lowering the costs for many Americans. The Biden administration also lengthened the sign-up period and increased advertising for the program and funding for so-called navigators who help people enroll.“More and more people are realizing they can come onto the marketplace,” said Cynthia Cox, the director of the Program on the Affordable Care Act at KFF, a nonprofit health policy research group.She added: “Just because the A.C.A. has been around for a while doesn’t mean people who need to sign up for it know how to do that.”One Eye-Popping Statistic: 750,000 sign-ups in a single day.On Dec. 15 — the deadline to sign up for coverage that begins on Jan. 1 — nearly 750,000 people opted for a marketplace plan on HealthCare.gov. It was the largest single-day total yet.Dr. Benjamin Sommers, a health economist at Harvard who served in the Biden administration, said that improved outreach helped explain the record sign-ups. “I’m pleasantly surprised,” he said.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber?  More

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    Hurdles Facing Offshore Wind Farms

    More from our inbox:Pope’s Blessing for Gay Couples Isn’t EnoughThe Problem With the ‘Bidenomics’ BrandThe Financial Complexities of Employing Caregivers Chang W. Lee/The New York TimesTo the Editor: Re “Projects for Offshore Wind Stall as Supply and Funding Sputter” (front page, Dec. 12):Offshore wind projects need to be reconsidered in both scale and financing.The Times accurately identifies the causes for delays and cancellations of ambitious offshore wind projects in the Northeast Atlantic. But the success of the recent launch of the South Fork Wind project may underscore another reason so many of the huge projects have been stymied.The South Fork Wind project, 35 miles off the coast of Montauk, N.Y., when fully operational, will produce electricity to fuel 70,000 homes on eastern Long Island and will offset tons of carbon emissions each year.The scale of the project — 12 turbines — is appropriate to its siting in an area close to densely populated neighborhoods and in waters trafficked by commercial fishing and recreational boating activities.By contrast, the huge projects now being stymied by delays and cancellations would site hundreds of turbines in an even busier Atlantic corridor. These projects should be scaled back to a more appropriate size and, if costs remain prohibitively high, should be subsidized by federal and state governments.Climate change and the urgent need to reduce carbon emissions justify public financial support, which has long been extended to the fossil fuel industry.Judith HopeEast Hampton, N.Y.The writer is the founder of Win With Wind, a nonprofit local citizens group.To the Editor:This article illuminates the mountain of hurdles faced by the offshore wind industry and, importantly, the response by developers and state legislators.The focus on course correcting is spot-on. We cannot and should not lessen our resolve to develop offshore wind as a solution to the growing instability of our climate. You need only look at the stark ocean events happening faster than expected — marine heat waves, bleaching coral reefs, disappearing species — to see the need for renewables.Yet, a reset for offshore wind should not come without a renewed commitment to responsible development that considers the environment and people. If offshore wind is to be successful, beyond overcoming the financial hurdles, it must avoid, minimize and mitigate negative impacts to our marine ecosystems, Native American tribes and the fishing industry.Through early and robust engagement with these affected communities and investments in marine mitigation technology and strategies, we can avoid more stumbling blocks in the future, and ensure that offshore wind is able to do what it needs to in the long run: protect us, the ocean and marine species from the worst effects of climate change.Emily WoglomWashingtonThe writer is executive vice president of Ocean Conservancy.To the Editor:Re “New York Turns On Wind Farm in Atlantic” (news article, Dec. 6):As New York’s first offshore wind turbine begins delivering electricity to homes, New York State has cemented itself as a nationwide leader in clean energy. New Yorkers deserve to take a moment to celebrate this achievement.South Fork Wind will be the largest offshore wind farm in North America. And, it’s just the first of eight planned offshore wind projects in New York State.New York has navigated many obstacles to bring its residents the reliable, local energy of offshore wind, and with it, good-paying jobs and cleaner air. New Yorkers know that the climate crisis is already on our doorstep, so we are leading the charge to switch to clean energy, propelled by the innovation of offshore wind. Let’s remain steadfast in our commitment to being the nation’s offshore wind leader.Julie TigheNew YorkThe writer is president of the New York League of Conservation Voters.Pope’s Blessing for Gay Couples Isn’t EnoughGuglielmo Mangiapane/ReutersTo the Editor: Re “Same-Sex Pairs Can Be Blessed, Francis Affirms” (front page, Dec. 19):I’m not a practicing Catholic, but I have always admired Pope Francis and his efforts to move his church toward a more timely way of thinking. His actions are unprecedented and must be acknowledged and appreciated.But, as a 69-year-old gay man, I don’t need a priest’s blessing in the dark of night, out of sight, in a ceremony that must not even remotely resemble a wedding.My partner and I were together for 20 years. We were supportive and devoted to each other that entire time, including during his 12-year battle with five bouts of cancer, which he lost at the age of 52. (And which, by the way, was not God’s retribution for our lifestyle. My dear mother, a devout Catholic, died of the same cancer at almost the same age.)What my partner and I would have welcomed is an acknowledgment that our relationship was as valid as any heterosexual marriage.Thank you, Pope Francis. May you reach your goal of having your church acknowledge all God’s people equally.Charlie ScatamacchiaOssining, N.Y.The Problem With the ‘Bidenomics’ BrandTo the Editor: Re “Democratic Governors Offer Campaign Tips for a Struggling Biden” (news article, Dec. 5):I would add this to the list of advice: Stop using the term “Bidenomics.” Polls clearly show that Americans are disturbed by inflation, high interest rates and their personal struggles to just get by.“Bidenomics” may be well intentioned but ties President Biden personally to voters’ economic woes, making him a target for ridicule. Mr. Biden must get out there to tout his successes, acknowledge the disconnect between strong macroeconomic numbers and people’s perceptions, and lay out his vision for making their lives better over the next four years. He will have to channel his inner Harry Truman to avoid defeat and the disaster of another Trump presidency.Mark McIntyreLos AngelesThe Financial Complexities of Employing Caregivers Desiree Rios/The New York TimesTo the Editor: Re “Desperate Families Seek Affordable Home Care” (“Dying Broke” series, front page, Dec. 6):This article about how difficult it is for families to find affordable home care will ring true to many readers. However, it should have also mentioned the problems families have in complying with tax and regulatory responsibilities if they hire aides directly (as is common) rather than through an agency.As employers, they must keep accurate payment records, prepare W-2 statements, pay the employer share of employment taxes, and often file and fund quarterly state tax reports. Simply finding out about the requirements is challenging.In my own case, I learned about one financial requirement only after a year of employing a caregiver — and I had been a C.P.A. with decades of experience with family financial matters!Some simple changes would help. First and foremost, every state should prepare and publicize a guide to regulatory and tax responsibilities when the family employs aides instead of using an agency. Second, allow annual reporting rather than quarterly reporting. Third, allow families to submit paper reports rather than making online submission mandatory. Finally (though I could go on), eliminate quarterly withholding requirements.Bob LykeWashington More

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    DeSantis Says Trump’s Indictments ‘Sucked Out All the Oxygen’ From Primary

    Ron DeSantis seemed to acknowledge that the former president’s legal woes were making it harder for his rivals to break through in the Republican primary.Gov. Ron DeSantis of Florida said that the indictments of former President Donald J. Trump had “distorted” the Republican presidential primary, tacitly admitting that the former president’s legal problems have helped him.“If I could have one thing change, I wish Trump hadn’t been indicted on any of this stuff,” Mr. DeSantis told David Brody of the Christian Broadcasting Network in an interview that aired on Thursday. He added that the indictments had “just crowded out, I think, so much other stuff and it’s sucked out all the oxygen.”With just weeks until Iowans cast the first votes in the race, Mr. DeSantis’s campaign has struggled to gain ground on Mr. Trump and has had to focus more on battling former Gov. Nikki Haley of South Carolina for second place.When Mr. DeSantis entered the race in May, he was widely regarded as the most viable challenger to Mr. Trump. That reputation frayed as his campaign struggled to articulate an effective message, organize in key early primary states and guard against internal turmoil. Last week, the top strategist for Mr. DeSantis’s super PAC, Jeff Roe, stepped down from his post.Mr. DeSantis did not elaborate on his comments during a campaign appearance at a Veterans of Foreign Wars post in Coralville, Iowa, on Thursday morning, and he barely mentioned Mr. Trump. He did not take questions from reporters after the event.But Mr. DeSantis has previously expressed frustration over how much attention Mr. Trump’s various legal troubles have attracted. “That is not what we want from this election,” Mr. DeSantis told reporters during a campaign stop outside Des Moines on Wednesday. “What we want is a referendum on the failures of the Biden administration.”Mr. Trump’s allies and supporters have maintained that the charges against him have only fueled his rise and fortified his strength as a candidate.In August, days before Mr. Trump was charged in Georgia over his efforts to overturn his defeat in the 2020 presidential election, he boasted to a crowd of supporters in Alabama that he needed “one more indictment” to solidify his win in the race.Now facing four indictments and 91 felony counts, Mr. Trump has maintained a significant lead. A new poll from The New York Times and Siena College found that even as a growing number of Republican voters believe he has committed serious federal crimes, they still support his return to office.And Mr. Trump’s legal problems continue to grow. On Tuesday, the Colorado Supreme Court ruled that he was ineligible to hold office again because of his actions related to the attack on the Capitol on Jan. 6, 2021. The decision could strike him from the state’s primary ballot, but Mr. Trump’s campaign has pledged to appeal to the U.S. Supreme Court.In the CBN interview, Mr. DeSantis also singled out the Manhattan district attorney, Alvin Bragg, who has brought one of the cases against Mr. Trump, and accused him of “distorting justice” and abusing his power.He also railed against Democratic prosecutors more broadly — and, as governor, he has taken a particularly hard line against them. He has removed two Democratic prosecutors from their posts over the last two years, citing their stances on abortion and lenience on violent crime.Nicholas Nehamas More

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    How Could the Supreme Court Respond to Colorado?

    David Firestone and Donald Trump engaged in insurrection and that disqualifies him from appearing on the 2024 ballot in Colorado, the state’s Supreme Court ruled Tuesday.In this audio conversation with the Opinion editor David Firestone, the editorial board writer Jesse Wegman says he believes that the United States Supreme Court will eventually take this case. But Wegman is less certain than he once was that “the court is just going to strike this down.”Illustration by The New York Times; Photograph by Scott Morgan/ReutersThe Times is committed to publishing a diversity of letters to the editor. We’d like to hear what you think about this or any of our articles. Here are some tips. And here’s our email: letters@nytimes.com.Follow the New York Times Opinion section on Facebook, X (@NYTOpinion) and Instagram.This episode of “The Opinions” was produced by Jillian Weinberger. It was edited by Kaari Pitkin with help from Phoebe Lett. Mixing by Isaac Jones and Carole Sabouraud. Original music by Carole Sabouraud. Fact-checking by Marge Mary Locker and Kate Sinclair. Audience strategy by Kristina Samulewski and Shannon Busta. More

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    Democrats Keep Hoping It’s Curtains for Trump. He’s Still Center Stage.

    As Donald Trump faces a new threat to his political future, this time over the question of ballot eligibility, Democrats again find themselves looking toward American institutions to stop him.For as long as Donald J. Trump has dominated Republican politics, many Democrats have pined for a magical cure-all to rid them of his presence.There was the Mueller investigation into Mr. Trump’s 2016 campaign and its ties to Russia, which began four months into his presidency. Then came the first impeachment. Then, after Mr. Trump lost the 2020 election and his supporters stormed the Capitol, the second impeachment.Each time, Democrats entertained visions of Mr. Trump meeting his political downfall. Each time, they were disappointed.This year, liberal hopes have sprung anew, with federal and state prosecutors bringing 91 felony charges against Mr. Trump in four criminal cases.Then, on Tuesday, came what appeared to be an out-of-the-blue act of deliverance from Denver. Colorado’s top court ruled that Mr. Trump should be disqualified from holding office on the grounds that he incited an insurrection on Jan. 6, 2021, a decision that is likely to end up at the U.S. Supreme Court.Once again, Democrats find themselves looking toward American institutions to stop Mr. Trump, whom they view as a mortal threat to democracy. For many, it may be more pleasant to think about a judicial endgame that stops Mr. Trump than envisioning the slog of next year’s likely rematch against President Biden.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber?  More

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    The 2024 Election: How Iowa Learned to Love Trump

    Listen and follow ‘The Run-Up’Apple Podcasts | Spotify | AmazonElisa Gutierrez and Stefani Reynolds/Agence France-Presse — Getty ImagesIowa was supposed to be fertile ground for Donald Trump’s primary challengers. Its population is disproportionately evangelical, and voters were expected to coalesce around a more faith-driven alternative. But that’s not what’s happened.This past summer, Trump was polling at around 42 percent in the state, a lead that has only continued to grow. Increasingly, it looks like Iowa is on track to coronate the former president.So when we visited the state fair in August, it was less to follow around a bunch of the candidates while they were milking a cow or flipping a pork chop, but rather to ask Iowa’s voters: What’s different this time?About ‘The Run-Up’“The Run-Up” is your guide to understanding the 2024 election. Through on-the-ground reporting and conversations with colleagues from The New York Times, newsmakers and voters across the country, our host, Astead W. Herndon, takes us beyond the horse race to explore how we got to this unprecedented moment in American politics. New episodes on Thursdays.Credits“The Run-Up” is hosted by More

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    Trump Pushes Pro-Police Agenda, With a Big Exception: His Criminal Cases

    Long a loud supporter of the police, Donald Trump is floating new protections for them. At the same time, he is raging against law enforcement officials who have brought felony charges against him.Former President Donald J. Trump has long spoken admiringly of police officers who use aggressive force on the job. For years, he has pointed to his unwavering support for local law enforcement, presenting himself as a “law and order” candidate who would help the police tackle violent crime.But now, as Mr. Trump campaigns again for the White House, he has added a new promise to his speeches on the trail: to “indemnify” police officers and protect them from the financial consequences of lawsuits accusing them of misconduct.“We are going to indemnify them, so they don’t lose their wife, their family, their pension and their job,” he said during a speech this month in New York.Legal experts say Mr. Trump’s proposal — which he first raised in an interview in October and has floated five times this month — would have little effect and would largely enforce the status quo. Police officers in most jurisdictions are already protected from being held financially responsible for potential wrongdoing. They also benefit from a legal doctrine that can shield officers accused of misconduct from lawsuits seeking damages.Since entering politics, Mr. Trump has often pledged his allegiance to the police as a way to attack Democrats, accusing them of being more concerned about progressive ideas than public safety. For decades, he has batted down calls for police reform, arguing that such changes hinder officers from using aggressive crime-fighting tactics.His promise to indemnify officers also reveals a contradiction at the heart of his current campaign. Even as he proclaims his steadfast support for rank-and-file officers, he has been raging against federal and state law enforcement officials who have led the four criminal cases against him, resulting in 91 felony charges.Two Capitol Police officers who were injured during the riot on Jan. 6, 2021, have sued him, accusing him of inciting violence, and Colorado’s Supreme Court ruled this week that there was enough evidence that he engaged in insurrection to disqualify him from holding office again.Those realities have not stopped Mr. Trump from courting the police, meeting with law enforcement groups on the trail and posing with officers who are part of his motorcade. He and his aides often post photos and videos of the interactions on social media.Supporters of Mr. Trump at an event in Edinburg, Texas, last month honoring service members who were working on the border over the Thanksgiving holiday.Meridith Kohut for The New York TimesDuring a speech on Sunday in Nevada, he proudly told the crowd that he “shook so many hands of policemen” before arriving. Later, when he promised to indemnify officers, he called them out: “All those policemen that were shaking my hand back there, you better be listening.”Mr. Trump frequently criticizes Democrats as too critical of law enforcement. He conjures up images of big cities as lawless and unsafe, laying the blame on liberal politicians whose calls for police reform, he says, have deterred officers from carrying out their duties. The police, he has argued in recent speeches, are being “destroyed by the radical left.”“They’re afraid to do anything,” Mr. Trump said recently. “They’re forced to avoid any conflict, they’re forced to let a lot of bad people do what they want to do, because they’re under a threat of losing their pension, losing their house, losing their families.”But legal scholars who have studied the issue say that police officers are already largely shielded from personal financial consequences when it comes to lawsuits brought against them.“The idea that officers need indemnification is frankly absurd,” said Alexander A. Reinert, a professor at the Benjamin N. Cardozo School of Law in New York. “Because they already have it.”Indemnification, in a legal context, refers to a process by which one party agrees to cover the liability of another party, essentially agreeing to pay for any wrongdoing by the second party.In the case of policing, many state and local governments have laws in which they agree to indemnify police officers for lawsuits. In other cases, police unions obtain indemnification agreements as part of their bargaining.Joanna Schwartz, a law professor at the University of California, Los Angeles, published a study in 2014 looking at lawsuits against the police in 81 jurisdictions over six years. She found that 99.98 percent of the money paid to plaintiffs in these cases came from local governments or their insurance companies — not from the officers themselves.“Officers virtually never pay anything in settlements or judgments entered against them,” Ms. Schwartz said in an interview.Mr. Trump, as is often the case, has been vague about the specifics of his plan, making it difficult to know whether such a move would be feasible, though experts say that enacting it might require legislation from Congress rather than an executive order.In Nevada on Sunday, Mr. Trump said the government would pay the police “for their costs, for their lawyers.” Earlier this year, he said he would protect states and cities from being sued, a remark that suggested a broad expansion of existing legal protections for police officers accused of violating constitutional rights.Under a legal doctrine known as qualified immunity, someone who accuses the police of using excessive force or discriminating against them must not only show that misconduct occurred, but also generally be able to cite a closely similar previous case in which officers were held responsible.Critics say that qualified immunity offers blanket protections that prevent officers from being held accountable. Policing groups say these protections are necessary to keep officers from being so worried about personal liability that they fail to do their jobs.Mr. Trump has long expressed staunch support for qualified immunity for police officers, particularly during his 2020 re-election bid, when the nation was racked with protests after the murder of George Floyd. Several major police unions endorsed him during that campaign.A rally for Mr. Trump in Latrobe, Pa., during his re-election bid in 2020, when protests over George Floyd’s murder made policing a front-and-center political issue. Anna Moneymaker for The New York TimesIn 1989, well before he entered the political arena, Mr. Trump bought advertising in New York claiming that concern over civil liberties had hampered the police and led to a rise in crime.In a newspaper ad, he wrote of being young and watching “two young bullies” harass a waitress in a diner. “Two cops rushed in, lifted up the thugs and threw them out the door, warning them never to cause trouble again,” he wrote. In 2017, when Mr. Trump was president, he urged the police not to be “too nice,” telling them not to protect the heads of people suspected of being gang members when putting them into squad cars. Law enforcement authorities across the country criticized those remarks.In 2020, as protests rocked Minneapolis, Mr. Trump called the demonstrators “thugs” on social media and wrote, “When the looting starts, the shooting starts.” The post was criticized for encouraging violence against protesters. Mr. Trump later said he meant to convey that looting generally led to violence, an interpretation that ignored the phrase’s racist history.As the protests spread across the country, he threatened to send the military to cities and states if he believed their leaders were failing to maintain order.This year, at a gathering of Republicans in California, Mr. Trump said he thought shoplifters should be shot on their way out of stores. “If you rob a store, you can fully expect to be shot as you are leaving that store,” he said, to which the crowd responded with uproarious applause.Then, after calling for the extrajudicial shootings of petty criminals, Mr. Trump returned to a familiar message.“You know, our law enforcement is great,” he said. “But they’re not allowed to do anything.”Kitty Bennett More

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    Biden Says It’s ‘Self-Evident’ That Trump Supported an Insurrection

    But President Biden said the courts must decide if former President Donald J. Trump should be on the ballot in 2024.President Biden said on Wednesday that it was “self-evident” that former President Donald J. Trump had supported an insurrection on Jan. 6, 2021, but that the courts would decide whether he should be on the ballot in 2024.The president was responding to a reporter’s question about the Colorado Supreme Court decision on Tuesday that said that Mr. Trump was disqualified from being on the 2024 ballot in the state’s Republican primary because he was part of an insurrection.“Not going to comment on it,” Mr. Biden said after landing in Milwaukee for a speech to the Wisconsin Black Chamber of Commerce.And then he did.“It’s self-evident. You saw it all,” Mr. Biden said, adding that it would be up to the court to decide whether Mr. Trump was in violation of the 14th Amendment, which says that acts of insurrection can disqualify someone from office.“But he certainly supported an insurrection,” Mr. Biden said. “No question about it. None. Zero.”Mr. Biden typically steers clear of talking about Mr. Trump’s legal culpability or any of the federal charges pending against him.Mr. Trump has denied that he incited the Jan. 6 riot. His campaign said it would appeal Tuesday’s decision, which applies only to Colorado, to the U.S. Supreme Court. But the court could end up answering the question for all 50 states.Mr. Trump has been the Republican front-runner for the nomination for months, despite the long list of criminal charges he faces in multiple investigations.On Wednesday, Mr. Trump called the indictments against him “political” and “fake.”The Supreme Court recently agreed to hear a case that could complicate and delay the election interference case against him in Washington. More