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    Rachel Reeves set to cut annual cash ISA limit to £12,000 in Budget

    Rachel Reeves is set to cut the annual cash ISA limit from £20,000 to £12,000 in her make-or-break Budget, in what could be seen as a blow to hard-working savers. The chancellor is hoping to push more households to invest their savings into the UK stock market, as she scrambles to fill her £22bn fiscal black hole. Sources familiar with Wednesday’s Budget preparations told the Financial Times that Reeves had initially planned to reduce the limit to a £10,000 cap, but raised the figure after months of fierce debate. Rachel Reeves will present her Budget on Wednesday More

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    BBC ‘too slow’ responding to Panorama Trump edit as senior staff dismiss reports of a coup

    BBC officials were “too slow” to act over a Panorama edit that appeared to show US president Donald Trump inciting violence, its chairman has said.Appearing in front of the Commons culture, media and sport committee on Monday, Samir Shah said in hindsight the corporation should have apologised earlier for the edit, which spliced clips of Mr Trump’s speech together to look as if he had told supporters he was going to walk to the US Capitol with them to “fight like hell”.Fallout over the edit saw former BBC director general Tim Davie resign alongside head of news Deborah Turness. But Mr Shah told the panel he had “spent a great deal of time” trying to stop Mr Davie from resigning, adding he had the board’s “full confidence throughout”.Reports following the pair’s resignations suggested board member Sir Robbie Gibb had led a “broad-level orchestrated coup” at the broadcaster. But speaking to MPs on Monday, Sir Gibb blasted the claims as “complete nonsense” and denied leading a charge against Mr Davie.The committee also heard from Michael Prescott, the author of a leaked memo on impartiality at the corporation, who said Mr Davie had a “blind spot” when it came to editorial failings at the broadcaster. He added Mr Davie was a “supreme talent” but failed to get on top of “incipient problems” at the corporation before he resigned in the wake of the memo becoming public. But Mr Prescott insisted the broadcaster is not institutionally biased.Tim Davie resigned as BBC director general earlier this month More

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    Labour MP claims devolution bill is ‘blatant discrimination’ against Cornwall

    A Labour MP has voiced strong opposition to his party’s proposed devolution bill, warning that its provisions could forge an “unholy alliance” between Cornwall and Devon.Perran Moon, who represents Camborne and Redruth, argued that any plan for a mayoral strategic authority spanning both regions constitutes “blatant discrimination” and disregards Cornwall’s national minority status. He cautioned that such a move would severely damage trust between Cornwall and Westminster for generations, potentially fuelling Cornish nationalism.Mr Moon, elected in last year’s general election, also questioned the willingness of Devonian taxpayers to fund Cornish language lessons and road signs under the suggested arrangements.Mr Moon said: “Because of our national minority status, Cornwall will never, Cornwall cannot ever, join a mayoral combined authority.“No matter what ministerial pressure is applied.“Whether through the withdrawal of economic development funding, or the prevention of access to social housing funding.“None of this will make us compromise our national minority status, because frankly it is discriminatory to do so.”The MP, who served on the Bill Committee debating potential changes to the proposed legislation, said he was upset Labour had brought it forward.Perran Moon is the MP for Camborne and Redruth More

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    Tory row erupts over jibe comparing Reform logo to Nazi badge

    Kemi Badenoch has defended the Tory chair, Kevin Hollinrake, after a row erupted within her own party over his jibe comparing the logo of Nigel Farage’s Reform UK to a Nazi badge. The clash was sparked after Mr Hollinrake posted a link to a Wikipedia entry about a badge handed out to members of Adolf Hitler’s party in response to a social media post from Nigel Farage showing a Reform emblem.Suella Braverman, the former Tory home secretary, hit out, saying, “Comparing Reform and their supporters to Nazis is wrong, irresponsible and highly counter-productive… Kevin does not speak for me.”Reform’s new logo and the Nazi badge More

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    Reeves must use Budget to restore public trust in party, Scottish Labour leader warns

    A member of the Labour leadership has warned that the chancellor needs to use her Budget to restore trust in the party.Writing exclusively for The Independent, Scottish Labour leader Anas Sarwar said the Budget on Wednesday “is a moment to restore confidence and put this Labour government back on track”.The intervention comes at a dangerous moment for Labour – less than two days before Rachel Reeves gets on her feet to deliver a make-or-break Budget and six months before a set of elections which could decide Sir Keir Starmer’s future as prime minister.The elections include those for the Scottish Parliament where Mr Sarwar is hoping to lead Labour back into power against the SNP for the first time since 2007.Read our live Budget updates HEREAnas Sarwar (Andrew Milligan/PA) More

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    Two thirds of voters want Reeves to cut spending rather than hike taxes in Budget

    More than two thirds of voters would rather Rachel Reeves cut government spending than increase taxes in the Budget, new polling this week has revealed.Data from More in Common also points to a majority of people thinking that Sir Keir Starmer is doing a bad job, while fewer than one in five think he is doing well. Sir Keir and his chancellor Rachel Reeves are facing a make-or-break Budget this week, with the chancellor expected to increase taxes to plug the gaps in the public finances. According to More in Common, the prime minister has a poll rating of -51, one of the worst in recent history. This is made up of 68 per cent of Britons who think that Sir Keir is doing a bad job, compared to just 17 per cent who think he is doing a good job.Meanwhile, just days before the Budget, the chancellor Rachel Reeve’s approval rating is even worse at -52, also the lowest More in Common has recorded for her.Elsewhere, 68 per cent think former PM Rishi Sunak would have done a better job in the Treasury, and a similar number, 65 per cent, believe that former chancellor Jeremy Hunt, would have also done a better job than his Labour successor.The same data indicates that two thirds (67 per cent) of people would rather ministers cut spending rather than raise taxes on working people.Among Labour voters, the split was 56 to 44 per cent in favour of spending cuts, while among Reform UK voters the split was 82 per cent to 18 per cent.Conservative voters opted 75 per cent in favour of spending cuts, while Lib Dem voters were 61 – 39 per cent split.Chancellor of the Exchequer Rachel Reeves is to deliver her Budget on Wednesday (Lucy North/PA) More

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    Voices: ‘A national disgrace’: Readers on energy poverty this winter

    Claire and Gareth Ferris’ story of struggling to keep their Warwickshire home warm amid rising energy bills and poor insulation has resonated with Independent readers.Responding to the article, many highlighted that energy poverty is widespread, with some sharing their own experiences of freezing homes, mounting debt, and the daily challenge of staying warm. Several pointed out that British housing is often inefficient, poorly insulated, and expensive, contrasting it with countries such as Denmark, where better construction and higher public support make cold winters more manageable.Others emphasised that while government support schemes exist, they are insufficient, and households are forced to ration heat, exercise to stay warm, or improvise with measures such as plastic sheeting. A few readers stressed that some people still need practical advice on budgeting and prioritising heating, while others argued the root problem is a lack of government action on energy security and rising costs.Many also noted the human cost of cold homes, warning that extreme winter conditions can be deadly, particularly for the elderly, vulnerable, or those in poor housing. Overall, readers agreed that the issue goes beyond individual behaviour – it reflects systemic failures in housing quality, energy provision, and social support.Here’s what you had to say:Dire straitsDuring the early 1970s oil embargo, we could not afford oil to heat our home either. We used plastic sheeting to cover all of our drafty windows. Us kids cut strips of paper grocery bags about an inch wide to staple all around the sheeting, which held it to the wooden window frames. The windows we could not reach outside were sealed in a similar fashion on the inside.We also closed off the entire second floor of the house and sealed the door to upstairs with plastic sheeting. With only a living room, kitchen, bedroom, and bathroom left, we heated with a wood-burning stove.I was 10 at the time, and my job was to take my younger brothers out into the woods each day to gather firewood for that evening. We ate, slept, and lived in that living room that way each winter until 1981.It certainly seems many folks are in those same dire straits now. I feel your pain.GalvanUK housing is inefficient and depressingI agree the houses in the UK are very ugly, depressing to look at, inefficient, and of poor quality. I believe I’m correct in saying we have some of the lowest housing standards in Europe. Utterly shameful in the sixth richest economy on the planet.I have family in Denmark. Beautiful houses, better insulation – triple glazing, better quality and much better looking. It’s colder there, but they pay lower energy costs. Higher wages, higher taxes, much better public services, much lower homelessness, and a much happier population. I wish I could live there.BexJFT97Energy bills spiralling out of controlWe are unable to meet our monthly ‘usage’ costs in full and owe almost £4k on our gas and electric. I have absolutely no idea how we are ever going to be able to pay this, and the shortfall just keeps increasing month on month. This island is an energy cartel.HelenEnergy advice fundingDo away with the energy advice service and use the savings to reduce bills. Also, make the regulator truly independent, not paid supporters of the energy companies. When funding is provided by the people you are regulating, they are always going to be biased.PAULT2Insulating and staying activeI’ve lived in my old solid brick-walled cottage for 27 years. In that time, instead of whining, I insulated bit by bit. I’m half German, grew up there, and every morning, no matter how cold it is outside, I open all the doors and windows for at least half an hour for a good ‘blow through’, getting rid of stale, musty, moist air, dust, and mould spores.Sure it’s cold, but I am busy cleaning, so I get warm.I insulated my cold, solid brick walls too. Every external wall has either insulated plasterboard or polystyrene on a roll put onto the wall and then papered on top.Then I went to a charity shop last week and bought a huge pair of lined velvet curtains. One curtain does each door front and back. They cost me £4. Another pair, which are so thick and heavy, cost £6. One curtain for the large front window and another for the back window, and they get drawn as soon as it starts to get dark.fenwomanFar behind homes in EuropeI am afraid British houses are far behind houses in Europe in terms of energy efficiency and quality of build. They are extremely expensive and very poor quality, with no heat insulation and windows with gaps that would almost allow cats to get through and run away. No wonder people are struggling to heat such houses. There is no amount of energy that is enough to heat such a house, especially in winter windy days.Grumpyoldman38Even hard-working people struggle to make ends meet with the cost of living as the bills are sky-high, and hard-working people should never be the ones that struggle in life to make ends meet. The old people now get a winter fuel payment from the Government, and that’s a good thing, but for everyone else there is no such help. Even the unemployed and those living in poverty have to decide when it’s really cold whether to put the heating on or buy food for themselves and their children. It’s more like 1825 than 2025.Stacey BenoitBills just keep risingI am finding it difficult to keep the home warm – the bills just keep rising. I feel so sorry for families with children. It’s not just heat poverty; for many, the food prices are just unreal.jellyjVictorian draughtsWhen I first married in the 1970s, we used to put polythene over the windows to keep the cold out. Our house was single-glazed with Victorian sashes, and they let the draughts everywhere.HeraExercise to keep warmSome time ago, a politician was pilloried for suggesting people might do exercise to keep warm… maybe he said it cynically, but for those who can do it, a couple of minutes running on the spot is a very good way to get warmer. The body continues to burn energy for a while after you stop.It has many other beneficial effects as well.For those who are not able to run on the spot, ANY exercise they can do, even sitting down, will help warm you from within, where we need to maintain temperature.much0adoBlame the ToriesWhy didn’t the Tories do anything about securing our own energy within their one and a half decades in power? Why didn’t they do ANYTHING within their 15-year stint apart from rinse the economic pot dry, austeritise our public services, leave our infrastructure to rot, and privatise anything and everything they could get their hands on?I blame the Tories and I’ll continue to blame them for LIFE.AmySome of the comments have been edited for this article for brevity and clarity.Want to share your views? Simply register your details below. Once registered, you can comment on the day’s top stories for a chance to be featured. Alternatively, click ‘log in’ or ‘register’ in the top right corner to sign in or sign up.Make sure you adhere to our community guidelines, which can be found here. For a full guide on how to comment, click here. More

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    Two House of Lords peers face suspension after breaking lobbying rules

    Two prominent members of the House of Lords are facing suspension after being found in breach of parliamentary conduct rules related to potential financial gain. Separate inquiries concluded that Lord Dannatt, a former head of the British army, and Lord Evans of Watford violated regulations prohibiting the provision of parliamentary services for “payment or reward”.The independent Commissioner for Standards’ findings and recommendations were subsequently upheld by the Lords Conduct Committee. This led to Lord Dannatt receiving a four-month suspension, while Lord Evans faces a five-month exclusion from the chamber. Neither peer challenged the Commissioner’s conclusions or the proposed sanctions. Both suspensions are pending agreement by the House of Commons before they officially take effect.The investigations were launched in response to comments made by both peers to undercover journalists.Lord Dannatt was found to have showed a “clear willingness to undertake activity that would have amounted to paid parliamentary services” during his conversations, but no money was exchanged.The suspensions of Lord Dannatt (pictured) and Lord Evans are pending agreement by the House of Commons before they officially take effect More