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    Women Are Paying for Birth Control When They Shouldn’t Have To

    Senator Bernie Sanders of Vermont has called on a government watchdog to investigate. Here’s what you need to know.Last week, Senator Bernie Sanders of Vermont, chair of the Senate health committee, called on a government watchdog to investigate why insurance companies are still charging women for birth control — a move that thrust access to contraceptives back into the spotlight.In a letter to the Government Accountability Office, the senator noted that insurance companies were charging Americans for contraceptives that, under federal law, should be free — and that they were also denying appeals from consumers who were seeking to have their contraceptives covered. Some experts estimate that those practices could affect access to birth control for millions of women.Since 2012, the Affordable Care Act has mandated that private insurance plans cover the “full range” of contraceptives for women approved by the Food and Drug Administration, including female sterilizations, emergency contraceptives and any new products cleared by the F.D.A. The mandate also covers services associated with contraceptives, like counseling, insertions or removals and follow-up care.That means that consumers shouldn’t have any associated co-payments with in-network providers, even if they haven’t met their deductibles. Some plans might cover only generic versions of certain contraceptives, but patients are still entitled to coverage of a specific product that their providers deem medically necessary. Medicaid plans have a similar provision; the only exception to the mandate are plans sponsored by employers or colleges that have religious or moral objections.Yet many insurers are still charging for contraceptives — some in the form of co-payments, others by denying coverage altogether.A Quarter of Women Are Paying Unnecessarily for Contraceptives In his letter, Senator Sanders cited a recent survey by KFF, a nonprofit health policy research organization, that found that roughly 25 percent of women with private insurance plans said they had paid at least some part of the cost of their birth control; 16 percent reported that their insurance plans had offered partial coverage, and 6 percent noted that their plans did not cover contraceptives at all. Additionally, a 2022 congressional investigation, which analyzed 68 health plans, found that the process to apply for exceptions and have contraceptives covered was “burdensome” for consumers and that insurance companies denied, on average, at least 40 percent of exception requests.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    J.D. Vance Says He’ll Be Disappointed if Trump Doesn’t Pick Him for V.P.

    Senator J.D. Vance of Ohio has long been considered one of Donald J. Trump’s top running mate choices and worked as hard as anyone to win the job — raising money for the campaign, speaking with a seemingly endless stream of cable news reporters and even sitting in the Manhattan courtroom with the former president to demonstrate his support.Now, as Mr. Trump’s increasingly theatrical selection process enters its final phase, Mr. Vance acknowledged Wednesday that he would feel a tinge of dejection if he were not the pick.“I’m human, right?” Mr. Vance said in an interview on Fox News. “So when you know this thing is a possibility, if it doesn’t happen, there is certainly going to be a little bit of disappointment.”Mr. Trump has said he would announce his pick closer to the Republican National Convention next month, but his campaign has fed speculation that an announcement could happen as soon as this week.Mr. Vance and other top contenders for the job, including Gov. Doug Burgum of North Dakota and Senator Marco Rubio of Florida, have been invited to join Mr. Trump in Atlanta on Thursday for the former president’s first debate this year with President Biden, campaign aides said. Mr. Vance’s interview is the first of a series announced by Fox News on Tuesday that will feature a handful of the leading prospects. Mr. Burgum and Senator Tim Scott of South Carolina will also appear in the coming days to essentially pitch themselves to viewers on their qualifications to be vice president, alongside their significant others.Mr. Vance and his wife, Usha, sat for an interview at their home in Ohio. When asked about what issue she may focus on if she became “second lady,” Ms. Vance laughed off the question, saying it was “getting a little ahead of ourselves there.”We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    A Swindled Immigrant Community in Brooklyn Gets a Housing Reprieve

    One man wanted to find a home for his aging parents to retire. One young woman’s mother wanted to raise her family there. Three families wanted their children to go to good schools.The five-story building in Bay Ridge, Brooklyn, erected on the site of a former Lutheran church, seemed to be the right fit for Asian families with modest incomes — they watched the construction with anticipation in the tight-knit neighborhood with a thriving Asian community. The developer, Xi Hui Wu, was a local whom neighbors recognized from the bank and the grocery store, and his then-wife, Xiao Rong Yang, was known as a prominent real estate agent in the area.For the next several years, tenants moved in and paid hundreds of thousands of dollars to buy their apartments. Then in 2018, each unit received a thick envelope in the mail. Inside was a foreclosure notice, and the tenants came to a horrifying realization: It was all a sham.Promissory notes and handshakes were never going to turn into deeds. For years, Mr. Wu had failed to make payments to a lender. He owed millions of dollars to the bank. And he had never received authorization from the city to turn the building into condos.That could have been the end — 20 different households, $5 million lost between them, evicted by a bank. Mr. Wu’s whereabouts have been hard to pin down, with conflicting information among tenants and government officials as to whether he fled to China or remains in Brooklyn. (Neither Mr. Wu, nor his lawyer listed in court records, could be reached for comment.)But the tenants now stand to become homeowners when the building is eventually converted to co-ops, under a deal that will be announced at a news conference on Wednesday.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    Jamaal Bowman’s Election Loss: 5 Takeaways

    Representative Jamaal Bowman of New York became the first member of the House’s progressive “squad” to lose a seat in Congress on Tuesday, dealing a stinging defeat to the Democratic left after a brutal intraparty fight.The contest on the outskirts of New York City centered on Democrats’ disagreements over Israel’s war in Gaza. Progressive groups raced to try to save Mr. Bowman, a leading voice against the war. Pro-Israel political groups pumped record-shattering sums into defeating him.But by the end, it devolved into a broader spat over race and class that tested the Democratic coalition. Mr. Bowman’s opponent, the Westchester County executive, George Latimer, also benefited from old-fashioned local alliances and a series of embarrassing missteps by the incumbent.Here are five takeaways from the results.AIPAC notched its first big win.George Latimer capitalized on decades-old political alliances and an alliance with pro-Israel groups that spent more than $15 million on the race.Dave Sanders for The New York TimesAfter the Oct. 7 Hamas-led attacks, political groups aligned with Israel issued a message to its critics like Mr. Bowman: Moderate your views or prepare for stiff political opposition.Tuesday’s result showed that was no idle threat.The American Israel Public Affairs Committee, Democratic Majority for Israel and other affiliated organizations ultimately spent more than $16 million to defeat Mr. Bowman, more than any outside group has ever put into a House race.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    Bowman Falls to Latimer in House Primary in New York

    Representative Jamaal Bowman of New York, one of Congress’s most outspoken progressives, suffered a stinging primary defeat on Tuesday, according to The Associated Press, unable to overcome a record-shattering campaign from pro-Israel groups and a slate of self-inflicted blunders.Mr. Bowman was defeated by George Latimer, the Westchester County executive, in a race that became the year’s ugliest intraparty brawl and the most expensive House primary in history.It began last fall when Mr. Bowman stepped forward as one of the leading critics of how Israelis carrying out their war with Hamas. But the contest grew into a broader proxy fight around the future of the Democratic Party, exposing painful fractures over race, class and ideology in a diverse district that includes parts of Westchester County and the Bronx.Mr. Bowman, the district’s first Black congressman and a committed democratic socialist, never wavered from his calls for a cease-fire in Gaza or left-wing economic priorities. Down in the polls, he repeatedly accused his white opponent of racism and used expletives in denouncing the pro-Israel groups as a “Zionist regime” trying to buy the election.His positions on the war and economic issues electrified the national progressives, who undertook an 11th-hour rescue mission led by Representative Alexandria Ocasio-Cortez of New York. But they ultimately did little to win over skeptical voters and only emboldened his adversaries.A super PAC affiliated with the American Israel Public Affairs Committee, a pro-Israel lobby, dumped $15 million into defeating him, more than any outside group has ever spent on a House race.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.Thank you for your patience while we verify access.Already a subscriber? Log in.Want all of The Times? Subscribe. More

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    John Avlon Defeats Nancy Goroff in Long Island Primary.

    John Avlon, a former CNN political analyst who helped found the centrist political group No Labels, won the Democratic primary in a House district in eastern Long Island in New York on Tuesday, according to The Associated Press.Mr. Avlon only entered the race in February but quickly built up support in the district, which he moved to in 2017.His critics, including his opponent, Nancy Goroff, used his recent move to the area to suggest that he was out of touch with locals, but he won more endorsements from party leaders and local elected officials than did Ms. Goroff, a retired chemistry professor who ran in 2020.Mr. Avlon will now face Representative Nick LaLota, the Republican incumbent, in November. While President Biden eked out a 0.2-point win in the district in 2020, Mr. LaLota cruised to an 11-point victory two years later. The Democratic House Majority PAC has characterized the First Congressional District as “one of the most competitive districts in the country,” while the Cook Political Report has called it “likely Republican.”“Anxieties and emotions hang around this election, but we know that action is the best antidote to anxiety, right?” Mr. Avlon said to his supporters on Tuesday. “The real work — you all know — it starts right now.”Ms. Goroff had seemed to be the presumptive Democratic candidate until Mr. Avlon announced his candidacy. Mr. Avlon said he felt compelled to enter the race because of the partisan division in the country, and referred to the district as a “majority maker.”In the waning weeks of the race, Ms. Goroff and PACs that supported her tried to emphasize Mr. Avlon’s past ties to the Republican Party, particularly Rudolph W. Giuliani, for whom Mr. Avlon worked as a speechwriter and adviser. Mr. Avlon has previously said he worked for Mr. Giuliani “when he was sane.”“We proved that the positive defeats the negative,” Mr. Avlon said in his speech on Tuesday. “We are fighting the good fight together, side by side and unafraid.” More

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    Lauren Boebert Wins Crowded Primary in Colorado After Swapping Districts

    Representative Lauren Boebert, the MAGA lightning rod who switched districts in Colorado to avoid being ousted from the House, won a crowded Republican primary on Tuesday in a conservative area of the state, all but ensuring that she will serve another two years in Congress.Ms. Boebert, a two-term Republican, overcame multiple challengers in the eastern plains of Colorado, nearly guaranteeing that she will prevail over her Democratic rival in November in the solidly red Fourth Congressional District. The Associated Press called the race for her less than half an hour after polls closed as she led by a wide margin.An outspoken right-wing lawmaker, Ms. Boebert first won her seat in 2020 after upsetting an incumbent Republican in a primary. She made a name for herself with strong pro-gun views, packing a Glock on her hip and encouraging staff at her now closed restaurant to openly carry handguns. In Congress, she has become known for her strident MAGA views and has become entangled in a series of personal scrapes, including being ejected from a Denver theater in a lascivious episode that was caught on closed-circuit camera.Facing a strong Democratic threat in the sprawling western Colorado district where she was first elected, Ms. Boebert chose to relocate to eastern Colorado to give herself a better chance of remaining in the House — and it appears to have worked.The seat was vacated earlier this year by Ken Buck, a Republican who left Congress before the end of his term and will be replaced temporarily by Greg Lopez, a Republican former mayor of Parker who won a separate special election on Tuesday. Ms. Boebert did not run in the special election, since that would have required her giving up her current seat, cutting into the thin Republican majority.Former President Donald J. Trump endorsed her, and her national profile helped her raise significantly more money than her five primary opponents, who split the anti-Boebert vote and enabled her victory despite claims that she was carpetbagging by suddenly changing her residence.Ms. Boebert narrowly won re-election in her original district in 2022 by just over 500 votes and would have again faced a challenge from Adam Frisch, a Democrat who made the race close two years ago with little outside help. This go-round, he was drawing strong financial support from Democrats who saw a chance to oust Ms. Boebert.Now, with Ms. Boebert gone, Democrats are hoping to pick up the seat she now holds in the conservative district, which includes high-end ski resorts as well as energy facilities and working ranches. Democrats boosted a right-wing conservative in a crowded primary there, gambling that a far-right Republican might be easier for Mr. Frisch to defeat in November.But the effort came up short when Jeff Hurd, a Grand Junction lawyer, won the Republican nomination on Tuesday, giving the party establishment the candidate it preferred against Mr. Frisch. More

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    State Senator Wins Swing-District House Primary in Central New York

    State Senator John W. Mannion won the Democratic primary in New York’s 22nd Congressional District in Central New York on Tuesday, according to The Associated Press.Mr. Mannion defeated Sarah Klee Hood, an Air Force veteran and a town councilor in DeWitt. She had drawn upon her experiences as a working mother who has sought abortion care to make her case to voters.The district, currently held by Brandon Williams, a Republican, is widely considered one of the Democrats’ best opportunities for a pickup in the nation.In 2022, Mr. Williams, who has been a vocal champion of former President Donald J. Trump, was narrowly elected by just under one percentage point. Since then, the boundaries of the district have changed to favor Democrats, with the northern part of Herkimer County traded for more of the Finger Lakes region. Cook Political Report labels the seat “leans Democratic.”A former public-school teacher and union representative, Mr. Mannion was elected in 2020 to the State Legislature, where he leads the Senate Committee on Disabilities. His congressional bid was bolstered by the state teachers’ union and the AFL-CIO.The race was colored by 11th-hour accusations from former staff members of Mr. Mannion who claimed that he had created a hostile workplace. Mr. Mannion vehemently denied the claims, which are being investigated by the State Senate. More